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Depending on how the damage comes about (i.e tornadoes, plumbing back up, fire, explosion, etc.) there are several instances when a homeowners insurance policy could cover your foundation repairs.
Most homeowners policies don't cover flooding or earthquakes unless you have a rider for that specifically. They also usually do not cover general wear and tear due to the passage of time and shifting dirt or rock.
I am not sure what your exact situation is but the terms of your policy should answer these issues.
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