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Hi, I'm Heather, an attorney with 15 years experience.
If they are reporting that there was a short sale, and that you missed payments, and that you did not pay off the debt, based on the facts you have provided, I don't see how that is false. I understand you stated they "forced" you to miss payments so that it could go to short sale, but doesn't the fact remain that you missed payments? I know - not what you want to hear, but it won't do you any good for me to give you information that I believe is incorrect just because it's what you want to hear. Based on what you've said, it sounds like the report is correct. If you still don't agree, you can dispute the report with the individual credit bureaus.