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Thank you for using Just Answer. I look forward to assisting you.Yes you may. How it is handled will depend on the type of bankruptcy you file. In a Chapter 13 you continue to pay on the loan. Since it would be less than 910 days old, you'll pay the full amount of the loan. In a Chapter 7, you'd have to reaffirm the debt. When you reaffirm car loan debt, you agree to continue making payments on your auto loan and maintaining your car, even while you may be giving up other property and other debts under Chapter 7.To do this, you'll need to sign a Chapter 7 Individual Debtor's Statement of Intention. This legal document lists secured debts, and the determination is made by the debtor on what he or she would do with those debts. In this case, the debtor would be reaffirming it.As you make payments after reaffirming debt, lenders will continue to report your car loan payments to credit reporting agencies, which can help your credit, also.
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