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To a degree a legal separation can provide some protection for you but just some. It is dependent on the order that the judge signs. However, that only provides protection against things that happen in the future, not those things which have already occurred.
You would want to use a lawyer to help you draft the order in this case since it is one that is pretty unusual. The lawyer will also tell you how to notify creditors of the separation, etc.
You can find a lawyer to assist you by going to www.lawyers.com and in the section for Area of Practice enter Family Law.
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