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Can you please give us more background information so we can better assist you?
I am not aware of any way to find out if the policy is valid except contacting the insurer and that is something that either a beneficiary or the person who took out the policy would have to do. But, I will opt out and let another expert try to assist you...
Hi, I'm Heather and I'd like to assist you. Does your paperwork state who is the insurer, meaning what company issued the policy?