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Good morning. I certainly understand the situation and your concern. The truth of the matter is that what your daughter did was fraudulent. You need to contact the credit union and advise them of the same and share with them that you had no knowledge of this, your daughter used your last 4 digits of your social and once you found out, you acted immediately. They will likely require you submit an affidavit and other documents to support the claim and may need you to file a report as well, with the police. In addition, you have a legal right to dispute the negative remarks on your credit report, since there was fraud and if the union can not show/prove you did this, then the negative information needs to be removed.
I just wanted to follow up and see if there is anything else I can answer or clarify. I am here to help so pleas just let me know.