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Hi, my name is***** am an attorney with 15 years experience and I'd like to assist you for informational purposes. If you are now sure that you have enough money in your account to cover the check, you can tell your uncle to attempt to re-deposit the check at his bank. If he can't do that, you can put a "stop-payment" on the first check, and write him a new check and have him deposit the new check. Please give me a positive rating if this helps. Good luck.
Good evening, different expert here --I believe your previous expert is currently offline and I don't want you to have to wait.While I agree with their previous response, in answer to your follow-up question, you shouldn't have to worry about this being reported to the credit bureaus so long as you take care of it soon, as you plan to. If you let it go to collections because you didn't pay the check, then in that case, it would very likely be reported and end up damaging your credit, but that is not the case here.
Hi, typically banks and lenders wait at least 30 days before reporting anything negative to a credit bureau, so either have the check re-deposited, or issue a new check, and you should not have any damage to your credit report.
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Hi, can you let me know if I answered your question? Thank you!
Hi again. It is good to hear from you again. I'm glad you are following up. Was I able to answer your previous question?
I'm so pleased that I was able to answer your first question.
Regarding your followup question, you can write a new check and give it to your uncle, but make sure that you have put a stop payment on the first check.
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You need to write the amount you owe right now. It does not have to be the amount you wrote in the previous check, but it can be if the amount has not changed.