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Is this a wage garnishment order?
It most likely is. Assuming that it is, changing accounts will delay the garnishment, but it won't prevent it altogether. Also, changing accounts to avoid the garnishment probably won't sit well with the judge, and he may take sanctions against you. The order likely says to levy any accounts held by you at that bank, so changing accounts will just delay the inevitable.
Wage garnishment is not legal for certain types of debts, but is legal for others, such as child support payments. However, if it's a levy, as you suspect, that's a different issue, as levy is legal for most types of debts and judgments. In this case, it sounds like it's a levy, which can legally be taken against your account for a judgment against you. As far as the amount is concerned, if there is a judgment entered against you, it is likely too late the challenge the amount. If you never answered the suit against you, a default judgment was entered. Your opportunity to challenge the amount was when the suit was filed. Once the judgment has been entered, it is very difficult to go back and challenge it, except for extraordinary circumstances.
In other words, you can't fail to answer a lawsuit when it was filed, and then complain about the amount of the judgment when they try to collect.
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