Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

Is it legal to increase my medical insurance premium thru my…

Customer Question
Is it legal to increase...
Is it legal to increase my medical insurance premium thru my union to double?
I am a retired union electrician. My wife divorced me in 2010. the divorce settlement drawn up by her lawyer contained no medical for her through me. she got the house, bank accts, etc and she agreed to everything. My union requested that if any member divorced, that the health and welfare be notified. The fund subsidizes the retirees. At the time I was paying approx. $600 a QUARTER...In 2010 when I called the health and welfare fund and told them that I was divorced (IT WAS NOTED IN THEIR RECORDS) and to take her off my medical plan. I asked if they were going to reduce my payment by $200 per QUARTER they said no it would remain the same even if my daughter was dropped off and I was the only one on the plan. Even though there would only be my daughter and myself I continued to make my payments of $600 per QUARTER. Unknown to me my ex-wife continued to use my medical insurance.
The fund claimed to have paid out $200 for my exwife per MONTH for the last 5+ years and they are going cancel my insurance if I don't pay them $13,000 by April 1 2016 or $200 extra per MONTH + interest. The fund was operated by a different group when I notified them by phone of the divorce back in 2010. This new group said that I was also suppose to send in a copy to the old fund of the dissolution of marriage papers PLUS notify them by phone. That, I was not aware of, and no notice was sent to me. The fund was assigned to New Handlers a couple of years ago.The new fund managers secretary stated that she had notes saying I had called and that the OLD fund had been notified by phone which is all I knew was expected of me. I feel the old fund dropped the ball by not doing a follow up and SEND me a notice asking for the divorce papers. I had no idea about sending in any paper work. The dollar amounts are approx. my last quarterly payment was actually $714.00 now (it has gone up over the years) they want to make it approx $1350 per quarter for the next 5+ years.
sincerely,
***** *****
65 years old disabled for 12+ years
fixed income. ***@******.***
Submitted: 2 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 9 hours by:
3/16/2016
Lawyer: Law Educator, Esq., Attorney replied 2 years ago
Law Educator, Esq.
Category: Legal
Satisfied Customers: 126,685
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
Verified
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
While the union can increase your premium for coverage, but they cannot charge you for the payments they made if you properly notified them regarding removing your ex from your plan. If the insurer made the mistake, you need an employee benefits attorney and you would have to pursue the old company plus the new one for negligence in not properly removing your ex from your insurance as they were supposed to do.
Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Law Educator, Esq. Your Own Question
Law Educator, Esq.
Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 126,685
126,685 Satisfied Customers
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Law Educator, Esq. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

126,685 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
Just retired from the City of St.pete after over 34 years on
Just retired from the City of St.pete after over 34 years on the fire department. I dropped out of the IAFF Union in 2017. The city sent all my holiday time and sick leave to a VEBA trust fund that he… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
126,685 satisfied customers
I worked as a towtruck driver and we were forced to sign a
i worked as a towtruck driver and we were forced to sign a paper stating we are responsible for damages to a customers vehicle. can we actually be held responsible for those or just the deductible on … read more
LegalGems
LegalGems
Juris Doctorate
12,707 satisfied customers
This is a California Insurance Law question: I have a
This is a California Insurance Law question:I have a current legal problem with receiving treatment for a old back injury. In 2014 I settled a worker comp claim by Compromise and Release with settleme… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
126,685 satisfied customers
I'm 89 years old retired man with total of $1,556 monthly
I'm 89 years old retired man with total of $1,556 monthly income ($1,356- SS benefit fund + $200-pension fund).Back in 2008 while I was working full time I had severe leg pain and treated by a Doctor.… read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
4,464 satisfied customers
I wanted to change insurance carriers as I was being grossly
I wanted to change insurance carriers as I was being grossly overcharged. I file the insurance and it was billed to mortgage handler. they instead paid the existing company out of my funds which was $… read more
Sam
Sam
Attorney
Doctoral Degree
10,701 satisfied customers
i receive disability from SSA and a private insurance company
i receive disability from SSA and a private insurance company for an apporx. of $1500. per month combined. I recently started to receive a divorce settlement from an ex-husband upon his retirement fro… read more
Dylatess
Dylatess
JD
1,536 satisfied customers
How can a person protect themselves from blackmail from an
How can a person protect themselves from blackmail from an employer? The blackmail entails demanding money to replace revenues/inventory that the employer is reporting as a loss. All employees, except… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,940 satisfied customers
My brother came to USA with a legal residency in May 1, 2000.He
My brother came to USA with a legal residency in May 1, 2000.He was 64 years old.He started to work on November 2000 and his medical insurance started on March 2001. He completed his 40 quarters and r… read more
Brandon M.
Brandon M.
Attorney at Law
Juris Doctorate
12,463 satisfied customers
1. Why hasnt the mail handlers have an arbitration meeting
1. Why hasn't the mail handlers have an arbitration meeting after a year of grievances? 2. Why did our union rep change the rules in the way I was filing grievances? He said. “Do not write up other cr… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
126,685 satisfied customers
if i filed for a divorce in 2008 and not know to me my x-wife
if i filed for a divorce in 2008 and not know to me my x-wife did not sign the papers and continue to use my medical insurance then i remarried in 2010 putting my newwife on my insurance then getting … read more
lwpat
lwpat
Doctoral Degree
256 satisfied customers
my xwife Pet for Legal- seperation/ Divorce; Decree;maintance
my xwife Pet for Legal- seperation/ Divorce; Decree;maintance all three I was notified after these went to court I was never served with papers; I am totallly disabled ssi May 09-12-09; 1-2010 went on… read more
Ely
Ely
Counselor at Law
Juris Doctor
24,658 satisfied customers
I privately adopted two children (from a friend who had metastatic
I privately adopted two children (from a friend who had metastatic brain carcinoma who had adopted the children at birth) and finalized in the year 2000. My son, I found out after the adoption, has mi… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I GOT A QUESTION SAY IF YOU ARE RENTING AN APARTMENT FROM YOUR
I GOT A QUESTION SAY IF YOU ARE RENTING AN APARTMENT FROM YOUR EMPLOYER AND YOU DONT HAVE TO PAY FOR WATER BUT YOUR LANDLORD IS TRYING TO CHARGE YOU FOR THE WATER BILL CLAIMING ITS YOUR FAULT WHYTHE B… read more
LawTalk
LawTalk
Attorney at Law
Juris Doctor
3,071 satisfied customers
2008 - laid off - age 64 2009 - collected unemployment - defaulted
2008 - laid off - age 64 2009 - collected unemployment - defaulted on credit card - sued - court order to pay. 2010 - collecting social security - $1318.00 monthly - sole income - hardship 2010 - cont… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
I HAVE COLLECTED UNEMPLOYMENT FOR THE PAST 12 MONTHS BUT WORKED
I HAVE COLLECTED UNEMPLOYMENT FOR THE PAST 12 MONTHS BUT WORKED PART TIME EARNING THE MAX ALLOWED WHILE STILL COLLECTING I APPLIED FOR EXTENDED BENEFITS AND NOW I AM BEING TOLD BY THE MASS DET MY BENE… read more
Ray
Ray
Lawyer
Doctoral Degree
33,726 satisfied customers
My 20 year old son got a Illinois ticket on 4-30-09 for under-age
My 20 year old son got a Illinois ticket on 4-30-09 for under-age drinking in a bar Section 6-209 of Ill Veh Code. No driving involved. He paid $600 fine and received court supervision. He is now 21. … read more
Brandon M.
Brandon M.
Attorney at Law
Juris Doctorate
12,463 satisfied customers
When participating in a group health insurance and employees
When participating in a group health insurance and employees are paying a percentage of the premium can this percentage be based on each individuals premium due to age and the amount of claims this em… read more
Brandon M.
Brandon M.
Attorney at Law
Juris Doctorate
12,463 satisfied customers
extimated cost of living for a family of( 7)That would be ...
extimated cost of living for a family of( 7)That would be 2 adults & 5 children for renting a home and regualr monthley expences (bills) for a month .A break down if possable… read more
EsquireEmily
EsquireEmily
Lawyer
Doctoral Degree
490 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x