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I was able to get my .A degree from St. 's University at the…

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I was able to get...
I was able to get my B.A degree from St. Martin's University at the age of 56. I received sholarships from the school, and I took out small Perkins loans. It was a CROWNING ACHIEVEMENT of my life and I loved every minute. Since I have taught ESL/EFL in Shanghai, PRC and had other adventures.
I borrowed about $24,000 in my whole college career. I expected to pay these back immediately. My finances did not materialize like I thought they would. In short, I was unable to pay much, in fact, very little.
My loan was sold, in time to Edfinancial. I am now 75 years old, in moderate good health, and my sole income is $1685.00 mo. in SS Survivor Benefits. Edfinancial is going to sue me for my SS Benefits which are actually my ex-husband's Survivor Benefits. They are asking for $67, 000.00 because of accrued interest. I graduated in 1996; it's been 20 years. Can they do this?
Thanks, Rose***** *****
I have submitted my IRS records (I pay nothing), etc. numerous times. I am refusing to do it again and want forgiveness, forbearance, to be "written off
Submitted: 2 years ago.Category: Legal
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Answered in 7 minutes by:
3/8/2016
Lawyer: Dwayne B., Attorney replied 2 years ago
Dwayne B.
Dwayne B., Attorney
Category: Legal
Satisfied Customers: 34,389
Experience: Began practicing law in 1992
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Hello and thank you for contacting us. This is Dwayne B. and I’m an expert here and looking forward to assisting you today. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification. Also, I can only answer the questions you specifically ask and based on the facts that you give so please be sure that you ask the questions you want to ask and provide all necessary facts.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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