Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

We are trying to obtain the records of sale Bank of America,

Customer Question
We are trying to obtain...
We are trying to obtain the records of sale for the Bank of America , the sales of the deeds of trust and notes, and who they sold them too, for 2012 to Date, any ideas? who i would reach out to using the freedom of information act?***@******.***
Submitted: 2 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 27 minutes by:
1/23/2016
Lawyer: TJ, Esq., Attorney replied 2 years ago
TJ, Esq.
TJ, Esq., Attorney
Category: Legal
Satisfied Customers: 12,663
Experience: JD, MBA
Verified

Hello and thank you for the opportunity to assist you. My name is ***** ***** I will do my very best to answer your legal questions.

Unfortunately, the freedom of information act does not appear to apply in this case. The freedom of information act requires the disclosure of information held by the government. The bank doesn't have to comply with the freedom of information act.

The easiest way to determine what you're trying to find is to get the borrower of the deed of trust and note to write a qualified written request (QWR) to Bank of America.

A QWR is a written correspondence that a borrower can send to a mortgage servicer. The purpose of a QWR is to dispute an error relating to the servicing of the mortgage or to request information about the servicing of your mortgage loan. One side of information that the borrower can demand is the name of the secured party who owns the loan. The mortgage servicer must respond to the QWR within 30 days.

Does that help? Please let me know if you need clarification, as I am happy to continue helping you until you are satisfied.

Ask Your Own Legal Question
Customer reply replied 2 years ago
Thats all fine im trying to find out how i can get a list of BOA Deeds of Trust and Notes that they sold and who they sold them too? Can i get such a list. i have reached out to the SEC and IRS with no humans to ask the question to. thanks
Gordon***@******.***
Lawyer: TJ, Esq., Attorney replied 2 years ago

Hi again.

I don't know of a way to get such information. Bank of America is a private entity. Obviously, some information is public because it is a publicly traded company and a national bank, but that doesn't mean that all aspects of its business is available for public scrutiny.

In any event, since I don't know how to obtain the information that you are seeking (other than what I mentioned above), I will opt out and allow another attorney to respond if he/she knows of a different way to get the information. Good luck!

Ask Your Own Legal Question
Customer reply replied 2 years ago
Thank you !
Customer reply replied 2 years ago
We need to identify all of the notes/deeds of trust that were approved by the OCC/Federal Reserve for BOA to sell/transfer to other lenders, including Nationstar as a loan servicer since January 1, 2012. We are looking for a database which will show the specific property addresses, legal descriptions, and borrower names. Most of the sales/transfers were probably accomplished by Corporate Assignments of the notes/deeds of trust.
Lawyer: socrateaser, Lawyer replied 2 years ago
socrateaser
socrateaser, Lawyer
Category: Legal
Satisfied Customers: 39,889
Experience: Retired
Verified

Hello,

Different contributor here. It's been a few days since you originally posted this question. Do you still require assistance?

Ask Your Own Legal Question
Customer reply replied 2 years ago
very much so. please advise
We need to identify all of the notes/deeds of trust that were approved by the OCC/Federal Reserve for BOA to sell/transfer to other lenders, including Nationstar as a loan servicer since January 1, 2012. We are looking for a database which will show the specific property addresses, legal descriptions, and borrower names. Most of the sales/transfers were probably accomplished by Corporate Assignments of the notes/deeds of trust.
Lawyer: socrateaser, Lawyer replied 2 years ago

Okay thanks!

What you've now described is a "horse of a different color." Had the original contributor known that the documents you seek were subject to OCC/FRB approval, then he probably would have told you that those agencies absolutely will be subject to Freedom of Information Act inquiries. So, without further adieu, here are the relevant links and info:

OCC Freedom of Information Act request

FRB Freedom of Information Act request

I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer -- otherwise, I receive nothing for my efforts in your behalf.

Thanks again for using Justanswer!

Ask Your Own Legal Question
Lawyer: socrateaser, Lawyer replied 2 years ago

Sorry, but the links didn't take with my previous message. I'll try again:

http://foia-pal.occ.gov/palMain.aspx

http://www.federalreserve.gov/forms/efoiaform.aspx

I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer -- otherwise, I receive nothing for my efforts in your behalf.

Thanks again for using Justanswer!

Ask Your Own Legal Question
Customer reply replied 2 years ago
thank you
Lawyer: socrateaser, Lawyer replied 2 years ago

You're welcome. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer -- otherwise, I receive nothing for my efforts in your behalf.

Thanks again for using Justanswer!

Ask Your Own Legal Question
Was this answer helpful?
Ask socrateaser Your Own Question
socrateaser
socrateaser
socrateaser, Lawyer
Category: Legal
Satisfied Customers: 39,889
39,889 Satisfied Customers
Experience: Retired

socrateaser is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I am in a situation in regards to a personal loan that I
Hello,I am in a situation in regards ***** ***** personal loan that I took out with a company called Rise. I believe they are in violation of the State Usury Laws.I was looking for some advise/assista… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
Actually more of a loan broker question: We will be placing
Actually more of a loan broker question: We will be placing our current home on the market for 1.35 million very soon we owe only 30,000. We also have 1 million in retirement accounts which we can sho… read more
Ray
Ray
Lawyer
Doctoral Degree
32,619 satisfied customers
I am applying for a student loan discharge. Under a
Hello I am applying for a student loan discharge. Under a disqualifying status discharge. The college I attend was aware that I had Juvenile Felonies. They told me I was ok to continue a criminal just… read more
socrateaser
socrateaser
Lawyer
39,889 satisfied customers
I got a loan from a online loan company. They sold my dept
I got a loan from a online loan company. They sold my dept to a third party. They told me i have to pay them $1,300 today or they are going to takr me to court. The dept will still be on my credit rep… read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
3,257 satisfied customers
I need to know what to include in a contract for a loan of
Second opinion] I need to know what to include in a contract for a loan of ten thousand dollars to a person that I know so I can be sure that I get my money back plus interest … read more
socrateaser
socrateaser
Lawyer
39,889 satisfied customers
I took out a loan for 800.00 from "Spot Loan" now they are
I took out a loan for 800.00 from "Spot Loan" now they are going to take 314.00 out of my checking account every month until Feb.2019 that's over 3000.00 for a 800.00 loan is there any thing I can do?… read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
How does a constructional loan work? For example my
Hello how does a constructional loan work? For example my contractor suggested that I allow him to pay for the land ibam currently paying on. Let him build my home and buy the land and hime back from … read more
Edward Young
Edward Young
Juris Doctor
400 satisfied customers
I cosigned a vehicle loan and the loan is not being paid
I cosigned a vehicle loan and the loan is not being paid properly and has caused me to lose 200 points on my credit report ,what can I do? … read more
LegalKnowledge
LegalKnowledge
Juris Doctor
29,858 satisfied customers
Question about a business loan. NJ. Signed the loan recieved
what I want to know is if were can cancel it - just give the funds back - is there a cooling off window in nj… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
Loan officer uses name and credit rating to help secure loan
Loan officer uses name and credit rating to help secure loan for another person and gets lister as secondary. How can he do this without permission … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,587 satisfied customers
Student loans is saying I defaulted on loan and took my
Student loans is saying I defaulted on loan and took my entire tax refund which we desperately needed without my knowledge. I have no knowledge of defaulting! Can they do this? I am so upset I am besi… read more
Michael Bradley
Michael Bradley
JD
1,371 satisfied customers
I was trying to get an "undocumented" loan from a loan
I was trying to get an "undocumented" loan from a loan officer at PNC Bank. He assured me because of personal good credit and substantial hard assets that "this was a slam dunk". Because he was so sur… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
29,858 satisfied customers
I have a question regarding a loan... me to loan to a
I have a question regarding a loan... me to loan to a acquaintance … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
37,093 satisfied customers
Loan depot messed up refinance loan was told loan was
loan depot messed up refinance loan was told loan was approved closure statement was signed closing date was set lady called got direction to home to sign papers loan officer told me to cancel payment… read more
Attyadvisor
Attyadvisor
Doctoral Degree
7,841 satisfied customers
I signed a loan for an individual. He did not sign the loan
I signed a loan for an individual. He did not sign the loan paper but did make two payments. I called him and he promise to make the payments. He has still not made payments. in fact he said to someon… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
29,858 satisfied customers
I have a question regarding the freedom of information act
I have a question regarding the freedom of information act and a missouri non-profit corp. … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
A pay day loan business had a employee take a false loan
a pay day loan business had a employee take a false loan under my name … read more
DrakeLAW
DrakeLAW
Juris Doctorate
1,038 satisfied customers
Under the federal freedom of information act, it says that
under the federal freedom of information act, it says that information fee should be waived if it is found to be in "public interest" I can find nothing in Florida sunshine that allows for that does t… read more
P. Simmons
P. Simmons
Attorney
Doctoral Degree
36,556 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x