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Can you tell me how to do a voluntary surrender on a piece…

Customer Question
Can you tell me...

Can you tell me how to do a voluntary surrender on a piece of jewelry?

Lawyer's Assistant: Thanks. Can you give me any more details about your issue?

I'm trying to help my son. He is in a bad situation. He got engaged and the relationship didn't work out. He subsequently lost his job and cannot make the payments. its is past the return date.

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Submitted: 2 years ago.Category: Legal
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Answered in 9 minutes by:
1/23/2016
Lawyer: Roger, Attorney replied 2 years ago
Roger
Roger, Attorney
Category: Legal
Satisfied Customers: 31,954
Experience: BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters
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Hi - my name is ***** ***** I'll be glad to assist.

Your son can try to return the jewelry to the creditor, and it should accept it back......but if the value has decreased, he may be liable to pay the difference back to the creditor (called a deficiency judgment).

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Customer reply replied 2 years ago
Im not satisfied with your answer. I want to know how to do a voluntary surrender
Lawyer: Roger, Attorney replied 2 years ago

That is how you'd voluntarily surrender any personal property -- you take the collateral to the creditor and turn it over to them.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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