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MIAMILAW1127, Lawyer
Category: Legal
Satisfied Customers: 755
Experience:  Founding Partner at Moises Law, P.A.
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My wife and I made a purchase of some very expensive

Customer Question

My wife and I made a purchase of some very expensive cosmetics last night, and are now wanting to cancel the deal and get a credit refund made to our credit card. We are assuming the 3-day recission law allows us to do this. Are we correct?
Submitted: 1 year ago.
Category: Legal
Expert:  MIAMILAW1127 replied 1 year ago.

Hello. Thank you for contacting me. I am a consultant here and I am looking forward to assisting you with your question. If at any point any of my answers aren’t clear please don’t hesitate to ask for clarification. Please be patient as I will be typing my responses to you from scratch. Also, I can only answer/address the questions you ask specifically based on the information your provide. Please try to provide as much information as possible so I can best assist you.

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The short answer is it depends if the purchase meets the following requirements: 3 Days is the usual time period, granted by the Federal Trade Commission rules, for door-to-door sales involving a transaction of $25.00 or more. You must be given written notice of the right to cancel. Details and exceptions to this general rule can be found on the Federal Trade Commission's Web site at

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Expert:  MIAMILAW1127 replied 1 year ago.

You also have three days to cancel on any home solicitation sale, which is a consumer credit sale (not involving a credit card). A consumer credit sale means, in general, a sale of goods, services, a mobile home, or an interest in land in which credit is granted or arranged, and such items are purchased primarily for a personal, family, or household purpose. Uniform Consumer Credit Code, C.R.S. 5-3-401-5, and 5-1-301(11).

Customer: replied 1 year ago.
We did not make the purchase in our home.
Does the 3-day rule apply for an in-store purchase?
Expert:  MIAMILAW1127 replied 1 year ago.

If you went and purchased from a brick and mortar store, then their return policy is what applies.

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