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Was recently involved as co-signer yr old son to purchase a

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Was recently involved as co-signer...
Was recently involved as co-signer for 25 yr old son to purchase a car. Bank statement (Ally) arrived yesterday with everything in my name. Co-signed to help son establish credit, what rights do I have, how do I get the account in his name? The salesman led me that this was the case. I live in Columbia, car purchased in Laurel.
Submitted: 2 years ago.Category: Legal
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Answered in 2 minutes by:
11/19/2015
Lawyer: Lucy, Esq., Attorney replied 2 years ago
Lucy, Esq.
Lucy, Esq., Attorney
Category: Legal
Satisfied Customers: 31,030
Experience: Lawyer
Verified

Hi,

I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.

Do you mean that your name is ***** ***** or did they leave his name off the accounts entirely? Is his name listed on all the paperwork you signed, including the loan paperwork and the contract for the sale?

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Customer reply replied 2 years ago
His name is ***** ***** the account at all, from the bank on the coupon. Shall I return to the dealer or what?
Lawyer: Lucy, Esq., Attorney replied 2 years ago

It sounds like it's just a mistake. If his name's on all the paperwork from the dealer, they should be able to fix it for you. You might even get them to take care of it by phone. You'd only have to go to the dealer if he didn't fill out the loan papers and you have to get the whole deal redone.

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Lawyer: Lucy, Esq., Attorney replied 2 years ago

You might want to have him check his credit report, too. It's possible that the bank only lists the first person's name on the coupons, and that's always going to be the cosigner. He can look for free at www.annualcreditreport.com or www.creditkarma.com.

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Customer reply replied 2 years ago
His name is ***** ***** paper work, ie. contract, loan papers. He even took out auto insurance, that night, in his name on the car.
Customer reply replied 2 years ago
I am a substitute teacher and was just shifted in bldg to non-receptive area.
Customer reply replied 2 years ago
Thank you,your response gives a plan of action.
Lawyer: Lucy, Esq., Attorney replied 2 years ago

You're welcome. I hope you can fix this easily. Have a good day.

Please rate my answer positively to ensure I get credit for the time I spend helping. If you are on a mobile device, you may need to scroll to the right. Thank you.

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Lucy, Esq.
Lucy, Esq.
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