The down payment your spouse made before marriage, and the increase in equity attributable to that down payment and mortgage principal payments before marriage would be their personal property.
However, all other equity increases attributable to the paying down of the principal via the mortgage payments, any increase in equity referable to improvements made during the marriage and all growth in equity attributable to those payments/improvements would be considered marital property and dividable between the two of you on divorce.
A rough estimate might go like this. If you bought the house for $200,000 and put $20,000 down and the house is now worth $300,000----out of the equity you would get the $20,000, plus about $10,000 for the 50% increase in home value. That would leave $70,000 in increase that would be marital and of that you would get roughly half---or another $35,000---giving you $65,000 of the$100,000 equity in a divorce.
You will be entitled to have the equity in the car as well.
You will be eligible for a share of his postal retirement benefit, but it will be based on the number of years you have been married when compared with the amount of time he has worked for USPS---which will probably amount to approximately 7% of the amount of his retirement benefit.
Finally, you may qualify for spousal support as well.
Issues the court will generally look at in determining spousal support include:
1. The present respective incomes of the parties;
2. The education levels and earning capacities of the parties;
3. The ages and the physical, mental and emotional conditions of the parties;
4. The duration of the marriage;
5. Whether either party will be caring for children of the marriage;
6. The standard of living established during the marriage.
While the amount of spousal support you might be awarded can be virtually impossible to determine based on the facts you have provided, when spousal support is awarded in similar situations it generally amounts to 15% to 25% of the higher earning spouse's income. The duration of spousal support often runs approximately 50% the number of years of the marriage. In long term marriages of 10 years and longer, spousal support can be made permanent by the court---terminating usually on the remarriage of the receiving party or upon their cohabitation with a new partner.
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