How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Chris T., JD Your Own Question
Chris T., JD
Chris T., JD, Attorney
Category: Legal
Satisfied Customers: 4823
Experience:  Experienced in both state and federal court.
Type Your Legal Question Here...
Chris T., JD is online now
A new question is answered every 9 seconds

I have a LOT of credit card debt. My x-fiancé got massive

Customer Question

I have a LOT of credit card debt. My x-fiancé got massive credit cards and ran up bills I cannot possible pay back. My question is, if I just stop paying them entirely, I'm aware of the harassment they will put me through, threaten lawsuits, etc...
But if I just stand silent and not admit she acquired the cards by falsifying our income, what can they do? They cannot file credit card fraud because they cannot prove it, right?
Submitted: 1 year ago.
Category: Legal
Expert:  Chris T., JD replied 1 year ago.

Hello. I'll be happy to assist you.

Did she commit fraud when she opened them up? If not, and they were legitimately opened up in your names, they will simply sue both of you and make you testify in court regarding how the account was set up. If you claim it was fraud, you could be exposing her to criminal penalties. Also, if she testifies that it was legitimately opened in both of your names, and they can produce ANY other evidence that it was legit, you will likely lose anyway.