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I am very sorry to hear about this situation.
According to SECTION 15-41-30, an interest amount of $5,000 in a vehicle is exempt in SC, as well as other things - see here
Ergo, they may not be able to take your vehicle.
If they get a judgment, then the judgment may affect your credit score. Unfortunately, there is no way to know exactly how much because every credit score is different, but you can ESTIMATE by logging on to www.creditkarma.com (free) which gives you your credit score, and, allows you to predict what would happen if you enter a judgment, child support, etc.
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