I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today.
One of the problems you may be having in getting financing is that when you are in chapter 13, during the three to five years that you're making payment on your Chapter 13 bankruptcy, you can't take out any new debt without getting permission from the bankruptcy court. And so, if you didn't get permission from the trustee to buy the new car, you may have a hard time getting a lender to make you the loan
However, given that the contract on the car gave the dealer only 30 days to find you financing and they have been unable to do that, you are entitled to return the car, cancel the contract and get some or all of your down payment back---depending on any charges the contract holds you are responsible for in the event the car is returned. If there are charges in the agreement, they are typically mileage charges for the use of the car while financing was searched for.
If the dealer won't voluntarily return your money, you may want to consider suing them in small claims
court for the return of your down payment.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
Kindly, remember to rate my service to you. That is how I am credited for assisting you.
I wish you and yours the best in 2015,