Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

My neighbor crashed their truck into my parked vehicle

Customer Question
Hello, my neighbor crashed their...
Hello, my neighbor crashed their truck into my parked vehicle causing over $2000 worth of damages to my vehicle which their insurance decline to pay. I have the police report of the neighbor's statement admitting 100% fault. My vehicle was undrivable which I ended up paying out of pocket 2 times for a rental to get to work. I had full coverage on my vehicle so after having my vehicle in the garage for over 5 weeks due to their insurance denying payment i had to open a claim with my insurance which they paid for the repair minus the 500 dollars deductible I had to pay cash out of pocket to get my vehicle. I gave the neighbor The receipts of both car rentals and of the deductible payment asking them to please pay me back and they stated that they will not pay me.. What can I do regarding this situation.. What are my rights..
Submitted: 3 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 10 minutes by:
5/21/2015
Lawyer: Roger, Attorney replied 3 years ago
Roger
Roger, Attorney
Category: Legal
Satisfied Customers: 31,949
Experience: BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters
Verified
Hi - my name is ***** ***** I'm a litigation attorney. Thanks for your question. I'll be glad to assist.
There are a few options. First, you can file a claim with your insurance company and have them cover it......and then it can file a subrogation claim against the insurance company of of your neighbor and try to get it to reimburse your insurance company for the money paid to you.
The other alternative would be to sue the neighbor and invoke his insurance policy and argue coverage with their lawyer.
Either way, you should be covered.....but you may want to talk to your insurance company to see if you can get the claim covered through your insurance without your premium ballooning.
Ask Your Own Legal Question
Customer reply replied 3 years ago
All that you adviced have been done my insurance submitted another claim to recover what they paid for the damages plus what I paid out of pocket but it was denied by their insurance once again.. My insurance stated that I won't be affected because the other driver admitted full fault of crashing my vehicle while parked in front of my home.
Lawyer: Roger, Attorney replied 3 years ago
If your insurance company has covered the claim and will seek subrogation from the neighbor's insurance, then you should have nothing to worry about. Instead, you can just let your insurance company deal with the neighbor's insurance company.
IF you don't have any damages or loss other than the vehicle damage, then that is probably the best course. IF there were other nominal damages, filing a lawsuit may be the better route.....but that doesn't sound like the best here.
Ask Your Own Legal Question
Customer reply replied 3 years ago
They seeked subrogation but I just got a letter stated that it was denied :will they continue trying?
Lawyer: Roger, Attorney replied 3 years ago
If they deny the subrogation claim, your insurance company will have to sue in order to try to recover. But, the good thing is that you're covered regardless.
Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Roger Your Own Question
Roger
Roger
Roger, Attorney
Category: Legal
Satisfied Customers: 31,949
31,949 Satisfied Customers
Experience: BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters

Roger is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,657 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,408 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,066 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

300 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
I was under the impression when a life insurance policy is
I was under the impression when a life insurance policy is cancelled on a specific date (i.e. the tenth of a month), any premium paid subsequent to that date is unearned premium and generates a mandat… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
I bought a life insurance policy years ago. then I was hurt
I bought a life insurance policy years ago. then I was hurt at work. So they pay my premium every month. now they want me fill out paper work proving in still disabled. I wwent to court after seeing a… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,066 satisfied customers
Insurance company took large sum out of policy one year
Insurance company took large sum out of policy one year after it was purchased; they provided copy of a check allegedly written by owner with note saying “to pay credit card. “ Owner denies he wrote t… read more
Robert L
Robert L
Juris Doctor
93 satisfied customers
An agent at my insurance agency has cancelled my home policy
Hi, an agent at my insurance agency has cancelled my home policy and created a new policy, then he also created new policies for me on other property items that I did not authorize him to do. I did ha… read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,068 satisfied customers
Ordinary life insurance policy with cash value had for 50
Ordinary life insurance policy with cash value had for 50 years. Recently did not make 2 payments and received cancellation notice. I made the payments but wonder if they can do that and if any recour… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
G**** i purchased a 15,000 insurance policy in 2003 for my
Hi my name is********* i purchased a 15,000 insurance policy in 2003 for my son and I recently looked at my policy and saw they had him listed as a female so I called them and asked could they correct… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,066 satisfied customers
Can a person keep their life Insurance policy if the are on
Can a person keep their life Insurance policy if the are on medicare ? … read more
KLAW
KLAW
Juris Doctorate
2,194 satisfied customers
In the case where a life insurance policy was changed,
In the case where a life insurance policy was changed, suppose ably ,by a terminally ill and almost completely unresponsive individual, one week before their deaf but not received by the employer of t… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,066 satisfied customers
If someone filed claims on a health insurance policy that
If someone filed claims on a health insurance policy that they don't have a legal right to, isn't that insurance fraud?… read more
Bill Attorney
Bill Attorney
law
2,462 satisfied customers
My sister took out a life insurance policy without my
My sister took out a life insurance policy without my knowledge and when the accident I had on my motorcycle was not fatal, she cancelled her policy to get her money back. Recently I spoke with her hu… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
I have a life insurance policy that the company refuses to
I have a life insurance policy that the company refuses to pay. The problem is with coding by the doctor. … read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
Hearing aids: Is insurance policy medicare since it is a
Hearing aids: Is insurance policy medicare since it is a federally issued policy -- exempt from the State of Connecticut code mandating hearing aids for adults vs. only children under 12? Could I rais… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,890 satisfied customers
I bought some health insurance policies from a broker. The
I bought some health insurance policies from a broker. The broker lied on my husband's life insurance app- said he never was convicted of a felony- I had told her he was. Also, I bought health insuran… read more
Attorney Wendy
Attorney Wendy
Member
Juris Doctorate
971 satisfied customers
If a Medical premium is not paid for the last month of
If a Medical premium is not paid for the last month of coverage of a health insurance plan (the plan was terminated and is no longer enrolled in) is the premium for the last month payable /owed to the… read more
Attorney Wendy
Attorney Wendy
Member
Juris Doctorate
971 satisfied customers
Both my wife & I have life insurance policies with Penn
Both my wife & I have life insurance policies with Penn Mutual Life Insurance Co. My wife barrowed from her policy and now they don't apply the loan payments to the loan but put them to they policy. W… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
I got a $50,000 life insurance policy in 1991, which was a
I got a $50,000 life insurance policy in 1991, which was a transfer from a previous holder, and now, after paying in $36,000, and at age 87, the insurance company has now raised my quarterly premiums … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,066 satisfied customers
I have a question about a will and a life insurance policy.
I have a question about a will and a life insurance policy … read more
TaxAttorneytoHelp
TaxAttorneytoHelp
Owner
Doctoral Degree
2,542 satisfied customers
HO2 and Wind policies in place and premiums paid with Trust
HO2 and Wind policies in place and premiums paid with Trust as named insured. Deed recorded in FL naming three co-partners/equal shares. Insurance carriers require new application for each policy. How… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x