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Dimitry K., Esq.
Dimitry K., Esq., Attorney
Category: Legal
Satisfied Customers: 41221
Experience:  Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.
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A coupe together purchase a vehicle during their marriage.

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A coupe together purchase a vehicle during their marriage. Now divorced. No mention of responsibility of vehicle in divorce decree. Now one wants out of the liability that comes with the driver. Substantial monies still owed to lender. For maybe the next five years of financial responsibility.How does he/she get his/her name off the loan?

Thank you for your question. Please permit me to assist you with your concerns.


There are only limited options available for a removal. First, the way out is if the other owner of the vehicle agrees to refinance the vehicle under his or her own name. That would remove the other obligation and would remove the loan. The second option is to contact the lender and request that they remove the person as co-signer. While that is in theory possible, it is terribly unlikely. Finally, the only other ways remaining are to pay off the loan, or sell the vehicle to someone else, and in the process remove the loan from the vehicle. Otherwise the obligation for the vehicle remains on all of the parties who are currently listed on the loan.


Hope that helps.

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