Hi Vince. No worries....I'm happy to help!
You do not need to label it as such in the deed. It is simply a declaration that this is her principal residence. The General Rules are as follows:
"48.2 General Rules
• The following personal property may serve as a principal residence:
• A mobile home
• A houseboat
• A motor vehicle used as a residence
• Any other shelter not attached to the land and used as a residence
• The following items of real property can be considered as a principal residence:
• A house
• The entire multiple unit dwelling if any portion serves as the principal
residence of the applicant or beneficiary
• Property (real or personal) which the applicant or beneficiary uses as a home is
exempt as the principal residence
• A former home is exempt even if the applicant or beneficiary is absent from the
property for any reason, including admittance to LTC facility, as long as he/she
declares in writing his/her intent to return to the former home to live.
Note: If the individual or his/her authorized representative (AR) previously states
that there is no intent but later makes a correction, the EW must accept the
correction for the exemption
of the principal residence. In many cases, the
individual or his/her AR does not understand that the nature of the intent to
return is subjective and is not dependent on the individual’s physical ability to
• Only one property may be exempt at one time."