Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
Unlike NV which makes failure to pay a casino marker a criminal offense, NJ holds that this type of marker is a loan
to the gambler and it is handled like any other loan. NJ holds "that a loan made for casino gambling in Atlantic City[, New Jersey] is legal." Gottlob v. Lopez, 205 N.J.Super. 417
, 420, 501 A.2d 176
(1985). Thus, under New Jersey law, your debt would be enforcible like any other debt. See Adamar of New Jersey, Inc. v. Scandrett,
2006 WL(NNN) NNN-NNNN(N.J.Sup.Ct.App.Div.2006).
If you fail to pay the marker on time, they can sue you for breach of contract
and seek to collect on and enforce the loan through garnishment or seizure of your property or levy on your bank accounts.
It is best for you to contact the casino in advance of the due date to try to negotiate a payment plan or some type of extension with them to pay the debt to avoid them suing you and obtaining a judgment against you that they will seek to enforce.
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This is NOT the practice of law nor is it legal advice to you, it is merely educational information for you to use to seek out a licensed attorney in your state to get actual legal advice from them. Please use sites such as http://www.martindale.com or http://www.lexmundi.com or http://www.hg.org to find a local attorney to get actual legal advice in all matters.