I'm sorry to hear about your situation and hope I can help.
My name isXXXXX am a licensed attorney, and my goal is to provide you with excellent service today.
Yes, a warrant in debt is a notification that you are being sued in court. The neighbor is suing you personally, although if you have insurance
, you would be indemnified by your insurance company and should contact them directly as they would represent you in the law suit.
$25,00 should be well within your policy
limits, and the claim for $25,000 seems merit-less anyway, so if a settlement offer is made it would probably just be to get her to go away and would be made for less than what she is requesting (as there seems to be no basis for that level of damages from a 4 mph collision
Your insurance company will represent you, since they are the ones that would be paying if the person actually receives anything. (She likely has sued since she wasn't happy with what the insurance company was offering her for compensation for her injuries).
Contact your insurance company, as you should not have any legal expenditure in this case. You also shouldn't have any need to personally appear for this case unless you are subpoenaed for a personal appearance for a deposition or some other reason.
I hope the above information is helpful.
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