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I received a phone call from someone in California claiming

to be with state investigation...
I received a phone call from someone in California claiming to be with state investigation, who told me there is a case being filed against me for nonpayment of a payday loan $ 500, taken out in 2011 because I did not respond to their mails, or emails. Although I have taken out payday loans in the past, to my recollection I have always paid them off, I have never received any communication re this. He had my old address in Florida, I am currently residing in North carolina and have always had my mail forwarded. The guy was pretty threathening on the phone and said if I don't pay 679.50 by tommorow there wil be a case against me. I am thinking this is a scam. Are there any recommendation that you would have for me on how to deal with this?
Thanks
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Answered in 4 minutes by:
6/13/2013
Sam
Sam, Attorney at Law
Category: Legal
Satisfied Customers: 27,011
Experience: More than 20 years of experience practicing law.
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Welcome and thank you for your questions

 

I am an attorney with more than 25 years of experience and look forward to providing you true and correct information in this regard

 

Please remember, I can only answer what you ask and so if you have follow up questions, please post them here for full and accurate information before rating. If there are no other questions in this regard then I thank you in advance for your positive rating

You have a right to have verification of any debt, that any "collector" is trying to get. This could be a scam. So I suggest that you can call them and tell them you need a physical address so you may send your written request for Verification of the Debt as is your right under the law. I suggest you do not have any other conversations with them. If they are legit they will give you that information so you can them write your request and mail it certified with a return receipt requested

 

If they stall you or try to engage in any way to get other information from you, tell them you do not believe they are legit and that they must immediately stop contacting you. Tell them if they continue to call, you will report them to the Attorney General for further investigation.

Sam
Sam, Attorney at Law
Category: Legal
Satisfied Customers: 27,011
Experience: More than 20 years of experience practicing law.
Verified
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