Thank you for your question. I look forward to working with you. Your previous expert has asked me to assist.
Unfortunately, you are in a very difficult position of wanting to take action and being afraid to lose your support money. I am afraid though that he has committed fraud and if you do not report it, regardless of the consequences of them possibly arresting him, there are no other actions you can take until the divorce occurs and there is some court order or some written contractual agreement between the two of you that he would refinance the home. Absent any written agreement between the two of you that he would refinance or the court ordering he refinance or sell the property, there are just no other legal actions you can take in the courts other than get the court to compensate you for these actions as part of the divorce community property agreement.
If you report this to the bank for fraud and identity theft regarding the HELOC he can be prosecuted and then you could sue him for the damages he caused as a result of his fraudulently obtaining the loan
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