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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 118777
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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hi, I am currently living & working in the UAE for more than

Customer Question

hi, I am currently living & working in the UAE for more than a decade. now i have a threat in my job and might have to leave the country and go back to india. I have personal loan debt (approx $35000) based on my salary certificate. if I loose my job my end of service settlement will cover 60% of the debt which will be attached by the bank. If i have fled to india leaving the debt behind, what are the consequences i will have to face, whether i the debt collectors can take any action against in India for the debt with UAE banks. can the debt collectors go for any legal proceedings against me in India. pleas advise. thanks, nish
Submitted: 4 years ago.
Category: Legal
Expert:  Law Educator, Esq. replied 4 years ago.
Thank you for you question. I look forward to working with you to provide you the information you are seeking.

If you leave UAE and the debt is not paid off, the only thing they can do as you are not in the UAE is 1) issue an arrest warrant for you in the UAE (meaning if you return to the UAE you could be arrested as they arrest for debts there) and 2) they can hire an attorney in India to actually sue you in India to collect upon the debt from you in India. Generally, the banks will take the latter of the two actions, decide to sue you in India to collect on the debt.

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Expert:  Law Educator, Esq. replied 4 years ago.
Thank you for your wonderful feedback, but I really have no idea what more information you want unless you ask.

You were provided the information that was based on the short question with sparse facts you provided. You owe a debt you are liable to repay. The UAE does pursue criminal charges and jail people for debts, it is one of the few countries that still does so. If you want to skip out on your responsibility to pay your debts, the information provided is based on the question you asked, what can happen, we told you that and you cannot blame us for your facts or situation or the law, as we have nothing to do with any of those.

If you would like additional information, please ask and we are more than happy to work with you to answer your follow up questions or provide you any additional information you need based on any additional facts you may want to provide, but please we ask you not to blame us for just providing information based on what you asked and based on the facts you have brought up and the information you provided us.