We got a summons(summons dated Feb. 11th ) we got it about a week later from a sheriff : You are hereby summoned and required to appear and defend against this action, which is herewith served upon you, by serving upon the undersighned an Answer or some other proper response within 21 days after the service of this Summons upon you, exclusive the date of the service. If you fail to do so, judgement by default will be taken against you for the relief demanded by the Complaint.
Signed Gregory W. Enerson, #06309, Anita Sunde, #05275, Rogber Junso, #06349
118 Broadway North, Suite 807 Fargo, ND, 58102 then a telephone # XXXXX for Plaintiff, so my husband called them within 21 days and made an offer which they didn't accept. Then we got a letter with March 5th in the heading: We would like to come to to mutual agreeable terms to resolve your account for the discounted amount of 11, 58.48. In order to accept this offer it must be received in 2 payments (and so on and so forth).Then it said: Additional settlement offers may be made to you in the future. If made, the additional settlement offers may be more or less favorable to you then this one.Please note, however, that our client is not obligating itself to make any further settlement offers. If you choose to accept one of the above arrangements please note that the collection process will continue until the entire amount to be paid under the agreement has been received in our office. If you would rather communicate through email, so on and so forth.
A week or so later I emailed and ask when the court date was , they emailed back: David,
There is no court date set. The suit is not filed with the Court yet and has only been served upon you. When it is filed, our office will send you notice. If you wish to settle the matter, please complete the attached economic profile and let me know the very best offer you can make. At this time, I can offer settlement in full in the amount of $10,080.00 to be paid at the rate of $420.00 per month for 24 months beginning April 30, 2013. Let me know. Thank you. XXXXX Attorney
Rausch, Sturm, Israel, Enerson & Hornik, LLC | Offices in IA, MD, MI, MN, MT, ND, NE, NV, OK, SD, TX, UT, WI & WY
118 Broadway North, Suite 807 | Fargo, ND 58102 | Phone: XXX-XXX-XXXX | Fax: XXX-XXX-XXXX |[email protected]
This firm is a debt collector.
Being we didn't send them a certified letter as "An Answer" does that automatically mean they win, we just gave them a "verbal answer" by phone. Please tell me what we should do?
The debt is from a Sears citibank credit card. Plaintiff is Cach, LLC and there is a file number. The heading on the letter is : State of North Dakota ,In District Court
, County of Burleigh , South Central Judicial District