Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal
This answer was rated:

my daugther was driving my car and she was not cover, she was

driving at freeway when the...
my daugther was driving my car and she was not cover, she was driving at freeway when the tire splote, and she she turn 3 times , and another car hit her and she flit 2 times on the air
Show More
Show Less
Ask Your Own Legal Question
Answered in 4 minutes by:
11/1/2012
Law Pro
Law Pro, Attorney
Category: Legal
Satisfied Customers: 24,870
Experience: 20 years legal practitioner: real estate, collections, estate, civil, business, and criminal law
Verified
I'm not sure what your question is - can you restate your question? Thanks!
Ask Your Own Legal Question
Customer reply replied 5 years ago

what can i do if my dauther was driving my car and she is not isure, and she was driving on the free way and she got flat, she spin and another car hit her while she was spining , and flip her tiws


 

OK, she's not a named insured on the policy - correct?

 

Did you make a claim on your policy and your auto insurance carrier will turn down their/your claim?

Does she have her own auto insurance policy?

Ask Your Own Legal Question
Customer reply replied 5 years ago

she doesnt have car insurences, and i did repor the accident to my insurense what happen next.

Does she also live in your house?
Ask Your Own Legal Question
Customer reply replied 5 years ago

no , she lives on merced, were she studys, and lives, but her mail still gose to my hause

OK, in California for a person to be insured - they either have to be a named insured on the vehicles insurance policy OR have their own auto insurance policy.

Since she has neither - your insurance company is going to deny coverage for the accident.

She is going to have to turn in her medical expenses on her health insurance.

As to the damages in the accident - she will be personally liable for such.

California requires that every driver have a minimum level of California Auto insurance. The requirements are called 15/30/5. This means that the insurance carrier can pay $15,000 if there is one injury, $30,000 if there are 2 or more and $5,000 in property damage to the other car. Remember that liability only insurance covers damage done to someone else and doesn’t replace your own vehicle.

 

If you do not have liability insurance, the California Department of Motor Vehicles will suspend your license for up to 1 year. If you do not pay the damages you’re responsible for, they could suspend the license until you do. If you do not have liability insurance, you are personally responsible for all damage done.

 

If someone in your household has their own vehicle and auto insurance, you don’t have to put them on your insurance if they drive your auto occasionally. But if they cause an accident in your vehicle, their own insurance will have to pay the damages.



I realize that this answer may not be entirely to your liking, and I regret being the bearer of information that you really don’t want to hear. But it would be unfair to you and unprofessional of me were I to provide you with anything less than truthful and honest information.





Please don't forget to rate my answer 3 or higher so that I receive credit for assisting you today.
Law Pro
Law Pro, Attorney
Category: Legal
Satisfied Customers: 24,870
Experience: 20 years legal practitioner: real estate, collections, estate, civil, business, and criminal law
Verified
Law Pro and 87 other Legal Specialists are ready to help you
Ask your own question now
Ask Law Pro Your Own Question
Law Pro
Law Pro
Law Pro, Attorney
Category: Legal
Satisfied Customers: 24,870
24,870 Satisfied Customers
Experience: 20 years legal practitioner: real estate, collections, estate, civil, business, and criminal law

Law Pro is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I am self employed and I have liability insurance how ever
I am self employed and I have liability insurance how ever the company is auditing me to see if I owe them more money … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
I have health insurance with Florida Blue. I changed my
I have health insurance with Florida Blue. I changed my policy for 2018 and paid its first months premiun. The health marketplace sent information on new policy to Florida Blue Dec.13th which included… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
I have individual health insurance in the state of South
I have individual health insurance in the state of South Carolina. I switched to a new insurnace carrier and cancled the old by mail. I did not relaize until recently that they did not cancel the old policy and have been charging me along with the new insurance. So I have been paying both. They will not budge and say COB is legal and are using that as the grounds for not allowing the over due refund. Do I have an legal grounds to fight this? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
My auto insurance company has flagged my auto claim as
My auto insurance company has flagged my auto claim as fraudulent.. I hit an elk in the roadway and had some what I am now learning is pretty extensive damage to the car. Are these SIU investigations … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,406 satisfied customers
Second opinion] When a health insurance dubrogation cosim is
second opinion] When a health insurance dubrogation cosim is paid out of a personal injury lawsuit does that cost get paid out of settlement funds BEFORE the lawyer takes his cut? … read more
N Cal Atty
N Cal Atty
Doctoral Degree
59 satisfied customers
When a health insurance dubrogation cosim is paid out of a
When a health insurance dubrogation cosim is paid out of a personal injury lawsuit does that cost get paid out of settlement funds BEFORE the lawyer takes his cut? … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,406 satisfied customers
This is related to Auto insurance in the State of PA. If I
This is related to Auto insurance in the State of PA. If I am found 50 percent or less liable for an accident (hypothetically 25 percent liable) and the other driver is (75 percent liable ) is this st… read more
Ray
Ray
Lawyer
Doctoral Degree
30,914 satisfied customers
Can I suspend my auto insurance on a car I will not be using
Can I suspend my auto insurance on a car I will not be using for a couple of months and is stored in my garage? Will my homeowners insurance cover damages while it is stored in my garage?… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
California Inheritance and Medi-Cal health insurance
California Inheritance and Medi-Cal health insurance question. Medi-Cal requirements have changed in the last few years, and my wife and I have been receiving health benefits thru Medi-Cal. My wife wi… read more
KLAW
KLAW
Juris Doctorate
1,774 satisfied customers
R.e. Georgia, auto-insurance, comparative fault, civil
r.e. Georgia, auto-insurance, comparative fault, civil rights, due process: can an insurance adjuster refuse to pay all of my claim, without presenting evidence in a court? I was not "ticketed", while… read more
Bill Attorney
Bill Attorney
law
1,612 satisfied customers
Question about health insurance. I was terminated by by
Question about health insurance. I was terminated by by medical insurance for non payment. I wrote an appeal letter which the company received ( I have confirmed that) but have heard nothing from them… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
I have general liability insurance and builders risk
i have general liability insurance and builders risk insurance, i had my property surveyed by a professional survey "it was done right gps located loved and all" my excavtor has general liability also… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
I cannot get a substandard auto insurance to resolve the
I cannot get a substandard auto insurance to resolve the claim One of their clients hit my car … read more
Dwayne B.
Dwayne B.
Juris Doctor
28,704 satisfied customers
What is my legal responsibility for my health insurance
what is my legal responsibility for my health insurance coverage for my husband ? i have open enrollment this month and do not want to add him for this years coverage as i have left my residence ad fi… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
I changed my auto insurance and by mistake cancel the
I changed my auto insurance and by mistake cancel the insurance 3 days too soon. I got a letter from pendott asking us to stated that we didn't operate the car during those 3 months or lost of license for 3 months. PA … read more
Michael Bradley
Michael Bradley
JD
1,193 satisfied customers
My husband was covered through my health insurance policy.
My husband was covered through my health insurance policy. He died while in the second hospital he was transferred to for the emergency. My insurance sent me a check in my name to cover the medical em… read more
Michael Bradley
Michael Bradley
JD
1,193 satisfied customers
Is it standard practice for an auto insurance company to
Is it standard practice for an auto insurance company to give a policy to someone who only has a learner's permit not a full license? I do not mean putting the person who has the permit on a parent's … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
If you drop an auto insurance policy does that insurance
If you drop an auto insurance policy does that insurance have the right to turn you in to your state law enforcement agency as someone driving without insurance? … read more
LawTalk
LawTalk
Attorney at Law
Juris Doctor
128 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x