Thank you for trusting Just Answer. I will answer as clearly as possible. I do ask for you Accept my answer so I am paid when we are done.
SS was correct that you wife can start collecting on your record when she turns 66. Any payments that she gets from SS are exempt form creditors. They cannot garnish her Social Security payments. The only obligations that are not exempt are child support and unpaid taxes.
I am cannot provide you with specific legal advise. I can provide you with general information about the law related to your question. My answer, and any information that you can find online, should not take the place of having a detailed consultation with a lawyer in your area to advise you regarding your specific issues.
I hope you find my response helpful, please click on the ACCEPT button or the :) BUTTON. This is necessary for me to be paid for my work assisting you. Clicking either button WILL NOT close your question. You can still ask, and I will respond, to follow-up questions if needed. Leaving a bonus and positive feedback is not required but they are appreciated!
When you review my initial response, please remember that I cannot guess what information you already know. I am answering the question(s) posed by you based upon my reading of your post and sometimes I can misunderstand or misinterpret your question. If I did not answer the question you thought you were asking, please rephrase your specific question.
Sometimes the law does not support what you would like it to support. It is my job to give you an understanding of the state of the law, not just tell you what you want to hear. I ask that you respect that fact that you received an accurate account of the law by clicking Accept and giving me positive feedback.
There can also be a delay of an hour or more between my responses to your follow up questions because I may be helping other customers or have stepped away.
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