Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal
This answer was rated:

I recently had a non inury auto accident while delivering pizza.

My insurance carrier di not...
I recently had a non inury auto accident while delivering pizza. My insurance carrier di not know about the delivery job and have denied the claim. Do I need an attorney and what should I exprect now.
Show More
Show Less
Ask Your Own Legal Question
Answered in 6 minutes by:
1/8/2012
TexLaw
TexLaw, Attorney
Category: Legal
Satisfied Customers: 4,430
Experience: Lead trial/International commercial attorney licensed 11 yrs
Verified
Hi,

I have a few questions for you before I can fully answer your question.

1. Did the accident cause damage to anyone else's vehicle and did it cause any injuries to anyone other than yourself?

2. Did you report the incident to your employer?

3. Did your employer state that it would cover any damages, or provide you with any insurance information?

4. Were you driving your vehicle when you had the accident, or did the vehicle belong to your employer?

5. What kind of insurance policy do you have (ie, what type of coverage do you have---comprehensive collision or just liability)?

Please answer these questions and I will get back to you with an answer.

Best Regards,
Zachary D. Norris
TexLaw
TexLaw, Attorney
Category: Legal
Satisfied Customers: 4,430
Experience: Lead trial/International commercial attorney licensed 11 yrs
Verified
TexLaw and 87 other Legal Specialists are ready to help you
Ask your own question now
Customer reply replied 6 years ago
yes the another car was damaged and my employer is aware of the accident. No my employer did not offer any coverage. I was driving the vehicle and it personally belongs to me. I have a liability policy with Mercury Insurance
Even though you have not been sued, you may still need a lawyer. Simply because you were driving your vehicle while you were working does not mean that your insurance should deny coverage.

Remember, unless you get higher coverage, your insurance will only cover damages to the other person's car which were caused by you. If you were not at fault in the accident, then your insurance company may deny the other person's claim.

If you are claiming for the damage to your own vehicle which was caused by the accident and you do not have comprehensive collision coverage, your insurance company will still deny your claim because you are not insured for damage to your own vehicle.

If you have been sued by the other person in the wreck, then you need to immediately go see a local lawyer. They will help you work out the issue with your own insurance company.

Please let me know if this answers your question.

Best Regards,
Zachary D. Norris
Ask Your Own Legal Question
Customer reply replied 6 years ago
I have not claimed any damage to my vehicle but the other party has been denied. Is it possible that I could be criminally charged for not telling them about the pizza delivery
No. There is no potential for criminal charges in this scenario.

However, since the other car driver's claim has been denied, you should be on the look out for a lawsuit. If you get sued, send a copy of the lawsuit to Mercury Insurance immediately along with a letter demanding a defense.

If you don't get sued, then that means the other driver does not want to pursue the claim and nothing further will come out of it.

Please let me know if you have any further questions. If I have answered your question, please click on the "Accept" button.

Best Regards,
Zachary D. Norris
Ask Your Own Legal Question
Customer reply replied 6 years ago
Thank you very much for your help My nerves are frayed and I'm feeling very foolish for having involved myself in something so foolish. I'll be sure and leave a very positive rating for you.
Ask TexLaw Your Own Question
TexLaw
TexLaw
TexLaw, Attorney
Category: Legal
Satisfied Customers: 4,430
4,430 Satisfied Customers
Experience: Lead trial/International commercial attorney licensed 11 yrs

TexLaw is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I was rear ended in auto accident yesterday in Pennsylvania.
I was rear ended in auto accident yesterday in Pennsylvania. I live in and my car is registered there ad well.... … read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
My car insurance policy was canceled because I was
Hi, my car insurance policy was canceled because I was ill-informed is there something I can do? … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
A life insurance policy which was cancelled in October,
a life insurance policy which was cancelled in October, November, and December, and on auto-pay has still not ceased. what to do? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,307 satisfied customers
My wife was the victim of an auto accident, she was hit from
My wife was the victim of an auto accident, she was hit from behind by a passenger truck. she required three doctors visit and 8 physical therapy sessions. for pain to her back and neck. she has been … read more
LegalPro54
LegalPro54
Doctoral Degree
1,258 satisfied customers
I received $6.500.00 settlement for an auto accident in
I received $6.500.00 settlement for an auto accident in which I was injured. … read more
Ray
Ray
Lawyer
Doctoral Degree
30,828 satisfied customers
I was in an auto accident, not my fault, my daughters
I was in an auto accident , not my fault, my daughters medical insurance paid medical bills (Va Premier) I received settlement, do I owe her insurance reimbursement ? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,307 satisfied customers
Had a little auto accident. the HWP officer ruled the
had a little auto accident. the HWP officer ruled the accident has no fault on either side. the insurance company for the other party wants me to make a recorded statement. am i required to do this an… read more
Nisha Jones, Esq.
Nisha Jones, Esq.
Juris Doctorate
1,731 satisfied customers
I am the beneficiary of a life insurance policy and the
I am the beneficiary of a life insurance policy and the insurance company won't make the check out to me.they keep sending it to the estate of Don Sergott so the bank won't cash it. I called them and … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I need some legal advice for car insurance collision.
I need some legal advice for car insurance collision … read more
socrateaser
socrateaser
1,031 satisfied customers
I was in an auto accident a few years ago. I was not at
I was in an auto accident a few years ago. I was not at fault for the accident however at the time the other driver did not have records of insurance. I paid the $500 deductible to have my vehicle rep… read more
Damien Bosco
Damien Bosco
3,370 satisfied customers
As a driver for Lyft, I was involved in an auto accident
As a driver for Lyft, I was involved in an auto accident with a Lyft customer in my car. I received a ticket so the accident was deemed my fault. Lyft's insurance company paid for fixing the damage to… read more
LegalPro54
LegalPro54
Doctoral Degree
1,258 satisfied customers
My daughter had an auto accident and the other woman was at
My daughter had an auto accident and the other woman was at fault. Her car was declared totaled yesterday. Will the other insurance company have to pay for a replacement or the value of the vehicle? I… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,276 satisfied customers
I was involved in an auto accident involving an at fault
I was involved in an auto accident involving an at fault drunk driver. State Farm insurance co. has paid for the damages to my car, but are delaying paying for damages for my injuries, pain and suffer… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,307 satisfied customers
I am planning on buy in a separate insurance policy with a
I am planning on buy in a separate insurance policy with a different company for my teen driver and myself with specific vehicles. Can my current insurance company legally raise my rates on vehicles t… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
If a beneficiary to an insurance policy dies, do the
If a beneficiary to an insurance policy dies, do the proceeds get distributed according to that beneficiary's will or are they distributed according to the Insurance policy such as divided equally amo… read more
Michael Bradley
Michael Bradley
JD
1,191 satisfied customers
My granddaughter was involved in an auto accident with my
My granddaughter was involved in an auto accident with my vehicle that only has liability coverage only, who pays for damages to to my car? I already got an estimate for repairs and the body shop tota… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
I had an auto accident and was emailed from AAA insurance
i had an auto accident and was emailed from AAA insurance that i was covered and emailed an message saying the claim would be settled for the amount of$6533.00. Saturday evening i received a notice sa… read more
Legal Expert Justin
Legal Expert Justin
Law Degree
229 satisfied customers
This is regarding a small collision, Texas, to the insurance
to the insurance of the person that rear ended my car the question is this (sorry it is my first involvement in some type of accident … read more
LegalGems
LegalGems
Juris Doctorate
10,647 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x