Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal
This answer was rated:

I have a payment I authorized by phone to a creditor (mortgage

company) over a month ago...
I have a payment I authorized by phone to a creditor (mortgage company) over a month ago.
I need to cancel the payment, but they say they won't do it. How do I revoke authorization for the payment so they cannot put it through my account?

Thank you!!
Show More
Show Less
Ask Your Own Legal Question
Answered in 2 minutes by:
12/1/2011
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 59,014
Experience: Licensed attorney helping individuals and businesses
Verified
If the payment has not been processed, you want to do so in writing both by certified mail and by e-mail which provide written confirmation of delivery and receipt. You may also want to alert the bank to block any such withdrawal so you have a direction both sides of the transfer.

Please click on the GREEN ACCEPT button for my answer. This is necessary for me to be paid for my work and so that I can get credit for the answer. Leaving a Bonus and Positive Feedback is not required, but doing so is very much appreciated!

If you have a follow up question, I am happy to address it. Just click Reply (not relist) to ask it and I will respond. On occasion, there may be a delay if I am helping another customer, conducting research, or taking a break.

Please remember that sometimes the law does not support what we want it to support, but that is not the fault of the person answering the question so please keep that in mind.

Ask Your Own Legal Question
Customer reply replied 6 years ago
Thanks..the payment hasn't been processed. the best they said they would do was move the transaction date from 12/15 to 12/30.
My bank says they can't place a stop payment because it comes in as an electronic transaction rather than a check.

Does sending the revocation of the payment authorization mean they cannot legally take the funds, even though I previously authorized the payment? I just want to be sure I'm covering all the necessary bases.
If neither side will stop it, you either have to consent to change the date, negotiate a later date, seek a court order to stay the transfer, or consider closing the account to prevent the transfer. Please click on the GREEN ACCEPT button for my answer. This is necessary for me to be paid for my work and so that I can get credit for the answer. Leaving a Bonus and Positive Feedback is not required, but doing so is very much appreciated!
Ask Your Own Legal Question
Customer reply replied 6 years ago
one last question -- and thank you again for your time.
can i FAX the notification? they don't list an email address and frankly they are next to impossible to deal with.
Happy to clarify. Yes, you can do so but they may well continue to refuse to honor it, leaving you the options I mentioned above. Be sure to retain a copy and the fax confirmation sheet, and then call to confirm receipt and their compliance therewith. Good luck!! Please click on the GREEN ACCEPT button for my answer. This is necessary for me to be paid for my work and so that I can get credit for the answer. Leaving a Bonus and Positive Feedback is not required, but doing so is very much appreciated!
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 59,014
Experience: Licensed attorney helping individuals and businesses
Verified
INFOLAWYER and 87 other Legal Specialists are ready to help you
Ask your own question now
Ask INFOLAWYER Your Own Question
INFOLAWYER
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 59,014
59,014 Satisfied Customers
Experience: Licensed attorney helping individuals and businesses

INFOLAWYER is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

59,014 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I am married for 8 years to a Philippine woman I brought her
I am married for 8 years to a Philippine woman I brought her here from there. 1 and 1/2 years ago she began getting very distant and insisted to move into our second room. No what I did she would refu… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
28,170 satisfied customers
I'm a union employee for huge transportation delivery
I'm a union employee for huge transportation delivery company. In my work location we have 50 routes to deliver packages. My route is 1 of 5 training routes at our location. Manager has been alternati… read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,377 satisfied customers
Is there a statute of limitations on embezzlement.
Is there a statute of limitations on embezzlement. … read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
1,969 satisfied customers
Small business purchase question ==========================
Small business purchase question ========================== A buyer agreed to purchase my small business for $150,000. He gave me $25,000 as the 1st installment of payment, while we work on a detail c… read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
1,969 satisfied customers
What are the legal rights for an inmate in Nevada for a man
What are the legal rights for an inmate in Nevada for a man down? … read more
Attyadvisor
Attyadvisor
Doctoral Degree
7,164 satisfied customers
I am representing my son in an unemployment claim appeal. I
Second opinion] I am representing my son in an unemployment claim appeal. I would like to know how they define work. Son received residuals during quarter in question. Does that count as work?… read more
LegalGems
LegalGems
Juris Doctorate
10,718 satisfied customers
Pulled over in michigan... officer smelled. I had 6-7
Pulled over in michigan... officer smelled weed. I had 6-7 roaches which I gave to officer. He let me go. Can I be arrested at a later date ? … read more
Zoey, JD
Zoey, JD
Doctoral Degree
181 satisfied customers
I'm interested in getting publishing a mix cd. How do I get
I'm interested in getting publishing a mix cd. How do I get copyright approval? … read more
Asad Rahman
Asad Rahman
Attorney
J.D.
2,296 satisfied customers
I think my husband called a divorce lawyer. I got a call but
I think my husband called a divorce lawyer. I got a call but it was an automated message, I called back and i got a google number message saying to leave a message. I don't know what to do... … read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,263 satisfied customers
How can I legally ask my girlfriend to leave my home since I
how can I legally ask my girlfriend to leave my home since I have been taking care of her since she was in college. she now shows no interest in a permanent relationship. … read more
RobertJDFL
RobertJDFL
Attorney
Juris Doctorate
5 satisfied customers
If some one asks you to withdraw funds then they stash the
if some one asks you to withdraw funds then they stash the money , is it is it impossible to hold them liable since there is no proof of foul play? … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,377 satisfied customers
FOR legalgems ONLY > As To The Question You Answered
FOR legalgems ONLY > As A Follow Up To The Question You Answered Regarding RULES OF EVIDENCE > … read more
LegalGems
LegalGems
Juris Doctorate
10,718 satisfied customers
I have a casr going on with my business and from what i see
I have a casr going on with my business and from what i see the ex owner of the business wants to take all the business and i need to make a hault to it amd.fight it ,.i know iys kind of late but ther… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,387 satisfied customers
Non automotive.... service estimates in California law
Non automotive.... service estimates in California law … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,377 satisfied customers
My husband has cheated me with a last week, I have his phone
Hello, my husband has cheated me with a prostitute last week, I have his phone log, bank withdraw with the same amount she changed and I know what hotel he went … read more
LegalKnowledge
LegalKnowledge
Juris Doctor
28,170 satisfied customers
It seems I've fallen victim to the Accoyweb scam and i
it seems I've fallen victim to the Accoyweb scam and i received an email and text saying "Greetings from U.S TECH SERVICES, this is a billing reminder for the cashback of your $109.99 USD. We Tried co… read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
1,969 satisfied customers
I canceled alert 1 {one) at the end of December 2017 and was
I canceled alert 1 {one) at the end of December 2017 and was told that the service would still be charged until the Transmitter and the alert button would be received. Both were mailed, tracked and in… read more
INFOLAWYER
INFOLAWYER
Attorney
59,014 satisfied customers
I purchased a box of richarsd sauseage no the less i boiled
i purchased a box of richarsd sauseage no the less i boiled a piece and cut it open to find good size piece of plastic paper.i was home alone with my 2 year grnaddaughter now hod i given her that saus… read more
INFOLAWYER
INFOLAWYER
Attorney
59,014 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x