Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal
This answer was rated:

hello, i am being sued for credit card dept. my only income

is social security of $1183...
hello, i am being sued for credit card dept. my only income is social security of $1183. and teamster pension of $1605. i have already had my house foreclosed on and am now renting which is costing me $1400. i am 67 have arthritis in one hip and unable to stand or walk for extended time. have tried to find a job but at my age am unable to do so as i have no office skills.also cannot afford an attorney any ideas what i should do? Ray F
Show More
Show Less
Ask Your Own Legal Question
Answered in 2 minutes by:
10/1/2011
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 58,966
Experience: Licensed attorney helping individuals and businesses
Verified
Good morning. I am sorry you are in this predicament. The good news here is that those assets cannot be touched. They are considered exempt. You may want to document this to the creditor's agent who on confirming it should close the account and leave you alone as they work on commission and wont want to spend time and money if there is nothing to recover. The other alternative is to negotiate a long payment plan for a reduced amount where the creditor insists on pursuing you or you have some other assets that are not exempt such as brokerage accounts or other real estate. Until it settles or they close it, you may want to consider filing an answer in court and avoid entry of a default judgment.

Thank you very much for the question. Kindly select the ACCEPT button for the answer - that is the only way I get credit for it by JA. (even if you have deposit or a subscription)

 

If I can clarify anything for you before accepting, please ask me - happy to do it.

 

Providing positive feedback and a bonus are not required but are nice ways to say "thank you" and are greatly appreciated.

 

Justanswer also lets you ask for me specifically in the future simply by putting in the subject of a new question "For Infolawyer"

Ask Your Own Legal Question
Customer reply replied 6 years ago
i live in oregon and have heard that the ss cant be touched is this also true for the pension? thanks
As a retirement account, that is correct. You may wish to further protect the assets by alerting the institutions holding them that they should not release them or freeze them accidentally. Practically for further protection what some people do is bank at small banks that creditor are less familiar with and also set up irrevocable trusts through a lawyer out of which payments are made. This offers extra layers of protection.

Thank you very much for the question. Kindly select the ACCEPT button for the answer - that is the only way I get credit for it by JA. (even if you have deposit or a subscription)

 

If I can clarify anything for you before accepting, please ask me - happy to do it.

 

Providing positive feedback and a bonus are not required but are nice ways to say "thank you" and are greatly appreciated.

 

Justanswer also lets you ask for me specifically in the future simply by putting in the subject of a new question "For Infolawyer"

INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 58,966
Experience: Licensed attorney helping individuals and businesses
Verified
INFOLAWYER and 87 other Legal Specialists are ready to help you
Ask your own question now
Ask INFOLAWYER Your Own Question
INFOLAWYER
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 58,966
58,966 Satisfied Customers
Experience: Licensed attorney helping individuals and businesses

INFOLAWYER is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

58,966 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I need a form to oust the Trustee of an Irrevocable Trust.
I need a form to oust the Trustee of an Irrevocable Trust … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,307 satisfied customers
I am trustee of an irrevocable trust in Minnesota. I plan to
I am trustee of an irrevocable trust in Minnesota. I plan to resign as trustee and have the successor trustee assume the task. The trust documents are on file with a local attorney. Would it be best t… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,317 satisfied customers
Tina. I'm the Trustee for a California irrevocable trust.
Hi Tina. I'm the Trustee for a California irrevocable trust. I'm having lots of trouble getting an account closed for a securities account. I've sent them everything they've asked for but the latest I… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,317 satisfied customers
If all trustees agree, can an irrevocable trust be
If all trustees agree, can an irrevocable trust be terminated in the state of Washington? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,317 satisfied customers
Can someone set up an irrevocable trust using property
Can someone set up an irrevocable trust using property assets without their spouse's consent, even though the spouse's name is ***** ***** property? … read more
LegalGems
LegalGems
Juris Doctorate
10,665 satisfied customers
Is it to late to do an irrevocable trust if a judge ruled
is it to late to do an irrevocable trust if a judge ruled fraud on a on going probate case he ruled fraud on a 21380 a trust from 3 years ago 450,000 was already spent … read more
Ray
Ray
Lawyer
Doctoral Degree
30,843 satisfied customers
I am suing in calif a NY irrevocable trust (the trust) that
I am suing in calif a NY irrevocable trust (the trust) that aided and abetted one of three trustees who also was chairman of the board of a Nev. public company (the co) and who ran a "loan to own" sch… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I am a co trustee with my sister in an irrevocable trust n
I am a co trustee with my sister in an irrevocable trust n Nevada. We are co trustees on our mother's home, who died in 2016. We are also beneficiaries of the trust. My sister does not want to agree t… read more
Ray
Ray
Lawyer
Doctoral Degree
30,843 satisfied customers
I am a trustee of a now irrevocable trust. The house is in
I am a trustee of a now irrevocable trust. The house is in escrow and title wants my personal information including my status to clear title. … read more
Ray
Ray
Lawyer
Doctoral Degree
30,843 satisfied customers
Loren, My mom passed in 2012 and had a irrevocable trust
Hi Loren, My mom passed in 2012 and had a irrevocable trust signed a year before her death (poor over will) on a property. She named me as executor of this and disinherited other siblings. Now I'm bei… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
We are trustees of an irrevocable trust. The only asset is a
We are trustees of an irrevocable trust. The only asset is a house that is now sold. There was no money in the trust. All expenses have been paid using my personal funds. The trust allows full reimbur… read more
Bill Attorney
Bill Attorney
law
1,585 satisfied customers
My parents made a will has a revocable and irrevocable trust
My parents made a will has a revocable and irrevocable trust and now that both have passed my sister, who was named as Trustee, is refusing to give any accounting of the investment portfolio or the ti… read more
LegalGems
LegalGems
Juris Doctorate
10,665 satisfied customers
Can I either will or put in an irrevocable trust to a family
Can I either will or put in an irrevocable trust to a family member my home on which is an interest credit balance? … read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,290 satisfied customers
Is an irrevocable trust in effect if assists have not been
is an irrevocable trust in effect if assists have not been placed in it? … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,307 satisfied customers
I have an Irrevocable Trust Fund in my name since 2008. My
I have an Irrevocable Trust Fund in my name since 2008. My father is the grantor and there is a trustee. My father put or sold a 1.4 million dollar life insurance policy to the Irrevocable Trust as we… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,307 satisfied customers
Looking for a sample Irrevocable Trust Document for a minor.
Looking for a sample Irrevocable Trust Document for a minor … read more
Gerald, Esq
Gerald, Esq
Juris Doctor
3,182 satisfied customers
How to remove a beneficiary from an irrevocable trust, MA,
how to remove a beneficiary from an irrevocable trust … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,317 satisfied customers
Second opinion] - There is an irrevocable trust with a
Second opinion] - There is an irrevocable trust with a separate settlor, beneficiary, and trustee.Let's say that the trust (irrevocable) pays living expenses throughout the year for one of its benefic… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x