Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal
This answer was rated:

I have an second mortgage with a credit union. At the same

I have an second mortgage...
I have an second mortgage with a credit union. At the same credit union, I also have an account for my deceased father's trust. I am the trustee and I have the responsibility for selling his property and maintaining it until it sells. Most of his assets have been distributed among my siblings, but he does have a piece of property remaining, so I have kept some money in the trust account to help with these expenses. Times have been rough and we have been late with the payments for our second mortgage. Every time this happens, the credit union freezes my trust account and threatens to just take the payment out of the trust, without my consent. They say that because my social security number is XXXXX both accounts, they can put a hold on the trust account, when I am late with my mortgage payment. I did use my father's tax id number when I set up the account, but I had to give them my social security number too. Is this legal? They will not let me close my account and move the trust's money to another bank, until I have up to date with my second.
Do they have the right to connect these accounts like that?
Thanks, Nancy
Show More
Show Less
Ask Your Own Legal Question
Answered in 11 minutes by:
9/1/2011
Joseph
Joseph, Attorney
Category: Legal
Satisfied Customers: 7,280
Experience: I have 15 years experience in the legal field, currently specializing in criminal and family law
Verified

Unfortunately, the credit union is being straight with you. As they stated to you, if there is a connection between accounts, they have the lawful ability to freeze assets from one account to satisfy obligations of another account. In this situation, the connection is your name and social security number. As your information is attached to both accounts, they may do as they did.

 

The only way to cure the problem would be to eliminate the connection. To do so, you would either remove your name from one of the accounts or move the account to another banking institution. The mortgage would not be easily moved to another institution. However, as the trust is nearly complete, perhaps this would be the account to move.

 

Please let me know if anything requires clarification.

 

I hope you found my answer helpful. If so, please click on the green ACCEPT for my answer. This is necessary for me to be paid for my work and so that I can get credit for assisting you. Even if you are a subscription member, you will need to click ACCEPT. Your question will not close, and you will still have the opportunity to follow-up if needed. Leaving a bonus and positive feedback is not required, but doing so is certainly appreciated! Thank you and good luck!

 

Also, several customers have asked how they may direct a question to me in particular. If you specifically want me to assist you in your legal matter, just put "FOR JOSEPH" in the subject line and I will gladly pick up the question as soon as I am on-line.

Joseph
Joseph, Attorney
Category: Legal
Satisfied Customers: 7,280
Experience: I have 15 years experience in the legal field, currently specializing in criminal and family law
Verified
Joseph and 87 other Legal Specialists are ready to help you
Ask your own question now
Ask Joseph Your Own Question
Joseph
Joseph
Joseph, Attorney
Category: Legal
Satisfied Customers: 7,280
7,280 Satisfied Customers
Experience: I have 15 years experience in the legal field, currently specializing in criminal and family law

Joseph is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
For lawyer 2: After I hopefully win small claims court for
For lawyer 2:After I hopefully win small claims court for 10,000 to get the repairs done I wish to Sue the realtor for lies that he told me and I kept the emails and the text of the lies. Things like … read more
Attyadvisor
Attyadvisor
Doctoral Degree
7,121 satisfied customers
I ask a question about my husband that passed away this past
I ask a question about my husband that passed away this past June. I have an answer from someone so I typed in what I was told to do and this is where I was sent. I don't see an answer. Please can you… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,086 satisfied customers
I have been discriminated against at my place of employment,
I have been discriminated against at my place of employment, I reported it to the corporate office. Since then I have been retaliated against, what can I do? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,285 satisfied customers
I had my will prepared 09/16/2013. Texas, On October of 2014
Texas, On October of 2014 I had a mini stroke and had extensive medial bills. on 11/2015 I took out a reverse mortgage to pay all of my medical bills. … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,276 satisfied customers
I need to speak to a business law attorney. CA
I need to speak to a business law attorney JA: What state are you in? It matters because laws vary by location. Customer: CA JA: Has anything been filed or reported? Customer: no JA: Anything else you… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
How can i investigate or find life insurance available for
Second opinion] How can i investigate or find life insurance available for my deceased husband, without a company name or policy number. Does such of an investigative service exist?… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,688 satisfied customers
My car broke down in between pay days and I parked it in
My car broke down in between pay days and I parked it in what i thought was a safe location in Englewood that held no parking prohibited signs. I went back to tow it on my payday two days later and it… read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,307 satisfied customers
I sent the car to honda repair, they always tell me the car
I sent the car to honda repair, they always tell me the car repaired. This is the third rework, from the first time to now a total of less than 2 months. This fix only 5 hours, the car can not drive a… read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,307 satisfied customers
My son did not pay for the registration on his motorcycle
My son did not pay for the registration on his motorcycle for two years. Can the DMV legally take money from his checking account without his permission? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,285 satisfied customers
I just signed up to start getting Social Security benefits
I just signed up to start getting Social Security benefits starting next month when I turn 66. I heard that my medicare papyments will be taken out of my SS payment. Is that correct? I just received a… read more
Michael Bradley
Michael Bradley
JD
1,191 satisfied customers
I am trying to get some help with cases that i have in
I am trying to get some help with cases that i have in Arizona … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,285 satisfied customers
What kind of lawyer should I get for being accused of
What kind of lawyer should I get for being accused of plagiarism on obtaining a professional license? … read more
JeniferPJD
JeniferPJD
Partner
Juris Doctor
2 satisfied customers
I have a few legal questions regarding my current employer
Hello, I have a few legal questions regarding my current employer regarding exposure to silica dust. … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,285 satisfied customers
Georgia. None
Hello. JA: What state are you in? It matters because laws vary by location. Customer: Georgia JA: What steps have been taken so far? Customer: None JA: Anything else you want the lawyer to know before… read more
RobertJDFL
RobertJDFL
Attorney
Juris Doctorate
5 satisfied customers
What is the Statute of Limitations for the State of Alaska
What is the Statute of Limitations for the State of Alaska to recover erroneous retirement payments made to the widow of a deceased State employee? … read more
P. Simmons
P. Simmons
Attorney
Doctoral Degree
35,283 satisfied customers
I found out that on a piece of property that is left over
I found out that my name is ***** ***** a piece of property that is left over from a very messy divorce. His attorney is trying to contact me for a quit claim deed. The problem is, I suspect he has no… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,276 satisfied customers
I filed a motion to dismiss under 12 6 and 12 5,, the judge
I filed a motion to dismiss under 12 b 6 and 12 b 5,, the judge denied the motion on 12 b 6, however, stated that the plaintiff serve or file proof of service by a certain date. The plaintiff did neit… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
We have our father in a state nursing home.myoldest brother
We have our father in a state nursing home.myoldest brother is his legal guardian and we both Rae able to make medical decisions on his behalf. My brother requested that the home go through me for his… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,276 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x