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I enroll senior citizens in Medicare Advantage plans and have

a question on rules they...
I enroll senior citizens in Medicare Advantage plans and have a question on rules they put on agents.They do not allow agents to:
1-Cold Call potential clients
2-Go door to door
3-If selling a life policy and the client wants to enroll in a Medicare Advantage we must go back 48 hours later
4-and now CMS is using taxpayers dollars to advertise on TV telling Seniors to only show their Medicare card to their doctor. We have to see the card to enroll them in a Medicare Advantage plan per CMS???
My question is, Is there not some kind of "right" they are violating virtually making up laws to stop Medicare Advantage? Can a class action lawsuit be filed by insurance agents against CMS
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Answered in 23 hours by:
10/15/2010
Fran-mod
Category: Legal
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Customer reply replied 7 years ago
I still need an answer.

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Steinlaw
Steinlaw, Attorney
Category: Legal
Satisfied Customers: 1,811
Experience: 8+ years as an insurance adjuster, 7+ years as a personal injury and consumer law attorney
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Just so I am clear: you are an agent and you want to see if there is a problem with what CMS is doing?
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Customer reply replied 7 years ago
yes
It is smart to look into this.

Unfortunately, CMS is allowed to do this. The regulations for Medicare advantage plans are written by Medicare. They have the right to write them in any way that fairly interprets the law. There is a public comment period where they can be challenged. I can't find anything that shows that anyone challenged these. You could pull the Federal Register and look but I don't think you will find anything. Since they were not challenged, there is a presumption that they are fair. Therefore, you would almost certainly lose any challenge.

Sorry!
Steinlaw
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