Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal

Car purchased and I live in Mobile, AL. Car repoed tonight.

Customer Question
Car purchased and I live...
Car purchased and I live in Mobile, AL.

Car repoed tonight. Originally pay car off in one month per contract (treat as a cash deal for car $6,600). BUT... salesman signed list of things wrong with the car initially and to be fixed. Autogallery was to fix the interior side compartments and give 3 month warranty on A/C. Took 2 full weeks to give me my car (A/C fixed and attempted to fixed compartments)

Starting pay once a week. Paid 3 of the 4 notes. Waiting on my ordered compartments and to get my A/C fixed (it would sometimes for no reason stop working).

Had no idea, but Autogallery came and repoed my car. I literally called maybe 15 times last week in an attempt to speak with Al, the salesman. But did not return my call.

Now I do NOT want the car back but ALL of my money instead. We are about on week 6 (including the 2 weeks it was kept). I have work tomorrow and I am suffering a loss.

Am I just at a total loss for the 5K plus I paid? Can I get my full refund back?
Submitted: 7 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 5 hours by:
8/1/2010
Lawyer: Ray, Lawyer replied 7 years ago
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 44,502
Experience: 30 years in civil, probate, real estate, elder law
Verified
Thanks for your question.Unless you can resolve this and get car back then I am afraid they can keep your payments and the vehicle.If you still owe them money her on the note after they sell it they may come after you for deficiency judgment.The note here control your rights and liabilities for the vehicle.I would stay after them here if you want vehicle back otherwise they will find you seeking deficiency here.Bankruptcy would be an option if they try to collect nay deficiency on the note here.
Ask Your Own Legal Question
Customer reply replied 7 years ago
what about Right to Redeem laws.
Lawyer: Ray, Lawyer replied 7 years ago
There just isn't any redemption law here in Alabama for a used car.See what you can talk the dealership into here.If they even offer to split repairs I would take it here.
Ask Your Own Legal Question
Customer reply replied 7 years ago
Im sorry. I do not mean to be bothersome but I want to understand exactly what my rights are. Please speak clearly and concise.

Do I have a right to pay the full balance (my intention from the beginning) and retrieve my car tomorrow (repoed Sat night).

Can they legally say, "you were deliquent, therefore we do not have to deal with you anymore and all money vested is now ours?"

Can I legally retrieve my car or monies vested period?

I do appreciate your help, after this reply, I will have all the info I need to talk to them in the morning when they open up.
Lawyer: Ray, Lawyer replied 7 years ago
Do I have a right to pay the full balance (my intention from the beginning) and retrieve my car tomorrow (repoed Sat night).
If they will accept it and let you pay.If you are delinquent they can accelerate here.

Can they legally say, "you were delinquent, therefore we do not have to deal with you anymore and all money vested is now ours?"Yes but usually if you can pay off the note they will accept it plus late fees.

Can I legally retrieve my car or monies vested period?Not unless they agree to let you pay off and get your car back here.The terms of the note control your rights and obligations.
Ask Your Own Legal Question
Ask Ray Your Own Question
Ray
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 44,502
44,502 Satisfied Customers
Experience: 30 years in civil, probate, real estate, elder law

Ray is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
Breach of contract EMPIRE TODAY- I have a contract for
Breach of contract EMPIRE TODAY- I have a contract for install and removal for flooring. It's day 35! The disaster started 1st day, the salsa person measured incorrectly the worker showed up- yelling … read more
LegalGems
LegalGems
Juris Doctorate
10,698 satisfied customers
A company/individual enters into a contract with another
A company/individual enters into a contract with another company/individual in State A, both doing business/living in State A. One of the parties to the contract defaults on the contract and subsequen… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,312 satisfied customers
I have a question about a license contract dealing with
I have a question about a license contract dealing with Intellectual Property. … read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,312 satisfied customers
I am the purchaser of Ohio real estate in a contract, the
I am the purchaser of Ohio real estate in a contract, the seller sold to another buyer without my knowledge while we had the property under contract. It has transferred on Dec 20, 2017 what is our rec… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
35,316 satisfied customers
Can a minor sign a contract for performing professionally as
Can a minor sign a contract for performing professionally as a singer? … read more
Lori
Lori
Juris Doctor
275 satisfied customers
If i was in contract with someone and didnt complete the
If i was in contract with someone and didnt complete the project on the contactual agreed date but yet finished it on the actual due date of when it really needed to be completed and the client accept… read more
Bill Attorney
Bill Attorney
law
1,596 satisfied customers
I'm a contract employee but on the website as sales
Hi Pearl I'm a contract employee but on the website as sales director, and am supposed to participate in meetings. Can I refuse the meetings if I'm a contract worker? … read more
Damien Bosco
Damien Bosco
3,388 satisfied customers
Is there a lawyer that can review a short contract for a
Is there a lawyer that can review a short contract for a loan and just give me an idea that there is nothing suspect in the contract.… read more
TaxAttorneytoHelp
TaxAttorneytoHelp
Owner
Doctoral Degree
2,542 satisfied customers
For contracts, such as ones for freelance writing platforms
For contracts, such as ones for freelance writing platforms or ones where an individual is an independent contractor, is a person always able to get out of them? There is always information on how the… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,340 satisfied customers
This is related to business contracts and what constitutes
This is related to business contracts and what constitutes assignment. Is a transfer of stock (60%) considered an assignment under NY State law? There is not change in the existing company or persons … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I was told by Wells Fargo that I am still in the redemption
I was told by Wells Fargo that I am still in the redemption period (after foreclosure) but the attorney for them is saying no. Can you help? … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I am a 1099 contract employee living on NC. I am contracted
I am a 1099 contract employee living on NC. I am contracted with a publishing company headquartered in Chicago. There are a lot of issues with this company. However, the most recent has caused me some… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,340 satisfied customers
I am concerned about a contract. The first contract has been
I am concerned about a contract. The first contract has been completed with the work but I am still owed half of the previous contract amount. The new added change contract still needs to be paid half… read more
Attyadvisor
Attyadvisor
Doctoral Degree
7,157 satisfied customers
I have a question regarding contract law. The contract is
The contract is between a company in South Carolina and a company in Hawaii … read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,312 satisfied customers
I purchase a tax deed last year in Georgia. The redemption
I purchase a tax deed last year in Georgia. The redemption period has not expired. Owner wants to redeem. How do I do it? I write them a quit claim deed?… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,340 satisfied customers
If I signed a contract to with my school and on the contract
If I signed a contract to with my school and on the contract it states "The School no longer assesses students overtime or absent hour charges." and was initialed and signed by me and signed by the sc… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,312 satisfied customers
If the term of a services contract ends, and the contracted
If the term of a services contract ends, and the contracted work continues for awhile afterward, but it is never fully completed, is the customer liable to pay the original contracted rate in full? Is… read more
Thelawman2
Thelawman2
Doctoral Degree
1,291 satisfied customers
I have got a buy sell / redemption agreement that was
I have got a buy sell / redemption agreement that was written up by another firm but I need someone to review it and evaluate to ensure it is legally binding. … read more
Ray
Ray
Lawyer
44,502 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x