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I have a huge question to ask you. Back in January of last…

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I have a huge question...
I have a huge question to ask you. Back in January of last year i took out pay day loans and then paid them off with a payday loan help company. But now i am receieving harrasing calls from numbers in Florida telling me that i need to call them back ASAP bc there is a judgement against me and stuff and yet when i search these numbers to find out what business they work for and such all that coems up is cellphone numbers and pages and pages of complaints about how fraud that they are. They are all companies/cell phones based out of the 904 area code which i believe is Jacksonville. I am getting sick of these calls and have tried to block bnoth my work and cell numbers but they are getting aroudn that by just using other numbers. Is htere anythiing that i can do to sue them or soemthing bc they are scaring me and seriously giving me anxiety from all this.. I mean they constantly call me at owkr.. last week that called 10x in 1 hour. Its just too much for me. Please let me know what i can do.
Submitted: 8 years ago.Category: Legal
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Answered in 2 minutes by:
6/28/2010
Lawyer: Ely, Counselor at Law replied 8 years ago
Ely
Ely, Counselor at Law
Category: Legal
Satisfied Customers: 103,583
Experience: Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
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My name is XXXXX XXXXX I am one of JustAnswer's attorneys. I'll be helping you resolve your matter today.



Please remember that there might be a delay between your follow up questions and my answers because I may be helping other clients or taking a break.



They can' do that. Collectors are governed by something called the FDCPA, which governs their behavior. They can't do certain thing, listed here:http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act#Prohibited_conductEach one is a violation costing a $1000 fine. So hire an attorney and sue them for their behavior.

Best of luck in your matter. I'm here if you need any more clarification or follow up information.



I hope you found my answer helpful, and if so please click on the ACCEPT button. This is the only way for me to get credit for my work - when you put in your payment information, I receive no credit for my time with you unless you press ACCEPT.



There is no fee for follow up questions should you wish to continue in this thread.



Remember, sometimes the law under which your situation falls does not give you the outcome or the choices you wanted - please understand that this is not the attorney's fault, but the way of circumstance.



There might be a delay between your follow up questions and my answers because I may be helping other clients or taking a break.



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You can always request me for a future legal consultation through my profile at http://www.justanswer.com/profile.aspx?PF=7286322&FID=7 If you do this, make sure to begin the question with “This Question is for Eli…”




















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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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