Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

I have been paying my mortgage and my property taxes for many…

Customer Question
I have been paying my...
I have been paying my mortgage and my property taxes for many years, but there was a reassessment in our town and my property taxes have increased from $5,500 a year to $12, 300 a year! I have lived in this home for 30 years, and can only afford to pay about $7,000 a year for property tax. Is there anything I can do?    

Someone told me there is nothing I can do. They told me unless I can show comparables that were sold for less than my appraised value, I will have no recourse. I WILL be appealing and showing some comparables.....but, if they disagree, is there anything I can do to keep my home.   I cannot imagine not living here...it is like my family, and I have put my heart and soul into this house.

I am afraid they may only take a very small amount off if I appeal, and I will still be left with a bill that, if paid, will leave me without money for food, clothing and the care of my two children. Please let me know what I can do, as I said, I CAN pay a modest increase, but the the gigantic one that is way out of my income level. Thank you.
Submitted: 8 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 23 hours by:
6/22/2010
Lawyer: Ray, Lawyer replied 8 years ago
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 48,863
Experience: 30 years in civil, probate, real estate, elder law
Verified
Thanks for your question.Appealing the valuation sure can't hurt.Long term my suggestion is to consider options.A room mate here might be means of additional income.A reverse mortgage would be another means of income here in your final years.You are going to have to do something here long term.Your taxes over time here aren't going down or going away.

Make sure you are getting your deductions and see if there are any more you might qualify for.
http://www.state.nj.us/treasury/taxation/prntlpt.shtml

Edited by RayAnswers on 6/22/2010 at 1:55 AM EST
Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Ray Your Own Question
Ray
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 48,863
48,863 Satisfied Customers
Experience: 30 years in civil, probate, real estate, elder law

Ray is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,266 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
When settling a property for a divorce what value is correct
when settling a property for a divorce what value is correct the appraisal value or real estate value? … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
38,278 satisfied customers
I just got a notice that my home' 2017 notice of valuation
I just got a notice that my home' 2017 notice of valuation change on my home has increased from $132200 last year to $185665 next year! Can I get legal assistance to protest this increase?… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
If you have a house with greater real estate taxes than a
If you have a house with greater real estate taxes than a comparable house can ,how does that affect the resale value , such if the house had 10k more in RE taxes and the house next store was the same… read more
LawTalk
LawTalk
Attorney at Law
Juris Doctor
128 satisfied customers
I bought a duplex from an auction for $80,000 cash. The property
I bought a duplex from an auction for $80,000 cash. The property taxes are based on $100,000. I called the county to revise my property taxes . They refused saying that they don't consider auction val… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
Hello! We have a property tax situation that I think bears
Hello! We have a property tax situation that I think bears consultation with an expert. Three former Catholic nuns, unrelated by blood, purchased a home in Long Beach, CA in 1991 for 410,000.00. In 20… read more
CalAttorney2
CalAttorney2
Attorney
Doctoral Degree
8,845 satisfied customers
Even though our NV licensed contractor set up our NV approved
Even though our NV licensed contractor set up our NV approved IRC modular home with proper permits and approvals in 2007, the Elko County Assessors Office failed to put our home on the tax role until … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
I have a relative to is the successor Trustee of a home. The
I have a relative to is the successor Trustee of a home. The original Trustee was the owner of the property until she died. My relative is named in the Trust as the successor Trustee. I property was u… read more
lwpat
lwpat
Doctoral Degree
256 satisfied customers
My property is held in trust in California. I am the principal
My property is held in trust in California. I am the principal trustee. My heir is the second trustee. In California, my property taxes are assessed unter Proposition 13. When I pass away, unless I ca… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
Quick question. Im a member of a neighborhood group in Roane
Quick question. I'm a member of a neighborhood group in Roane County, Tennessee. Our residential assessments just were INCREASED by around 25% per household. During this depressed and down-turned Real… read more
KimberlyLaw
KimberlyLaw
Principal Attorney
Master\u0027s Degree
3,911 satisfied customers
I have commercial property that I run my business out of in
I have commercial property that I run my business out of in MN. I disagree with the the county on the property tax value, and meet with the county assessor and I had the property appraised. If I degre… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
under texas law if over 65, and owe for previous years real
under texas law if over 65, and owe for previous years real estate tax,how long do have to pay,can you make payments,I am homestead exemption and over 65,also it is mortgaged. I thought taxes were fro… read more
Ray
Ray
Lawyer
Doctoral Degree
48,863 satisfied customers
My property taxes have been reassessed and increasedbecause
My property taxes have been reassessed and increasedbecause I have a certified basement. However, when my house was recently appraised the appraiser said that the basement isn't included in the apprai… read more
Ely
Ely
Counselor at Law
Juris Doctor
24,658 satisfied customers
Is it legal for the township of Pleasantville NJ to request
Is it legal for the township of Pleasantville NJ to request a balance sheet on my rental income property (9 units total, 5 commercial & 4 residential for the purpose of aseesssing my property taxes fo… read more
Ray
Ray
Lawyer
Doctoral Degree
48,863 satisfied customers
Florida property taxes Polk county Can they raise property
Florida property taxes Polk county Can they raise property taxes 4 times as much from one year to the next. The property in question is all swamp land. with no changes… read more
Ellen
Ellen
Lawyer, Consultant
Doctoral Degree
8,238 satisfied customers
Can a town lister in Vermont increase an appraisal on a property,
Can a town lister in Vermont increase an appraisal on a property, individually, without doing a town wide appraisal, IF the town in question doesn't require building permits.… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
In November 2004 we purchased a (newly built) house for ...
In November 2004 we purchased a (newly built) house for $825,000. Appropriately, the appraisal was the same. The following year the building was rated as "good," and the appraisal was $877,000 as part… read more
truthfinder
truthfinder
Educational Consultant
Vocational, Technical or Trade Scho
1,124 satisfied customers
We have been living and paying the mortgage for over 20 ...
We have been living and paying the mortgage for over 20 years. The house is going to paid off next month. They want to deed the house to us. Would this cause us to have to pay more federal taxes or my… read more
Michelle
Michelle
Doctoral Degree
2,604 satisfied customers
Can ask a question regarding a divorce case my sister had 3 years ago
When my sister got divorced in 2003, she didn't have a fair trial. Her husband was self-employed and he serviced dining establishments for HVAC. His attorney would have all the court dates adjourned a… read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x