Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

My uncle cosigned a personal loan with me and went and paid…

Customer Question
My uncle cosigned a personal...
My uncle cosigned a personal loan with me and went and paid it off and now he is suing me for the loan, attorney fees and the court costs. I had no idea he was going to pay it off. I told him I would pick up the payments again as soon as I could but haven't heard a word from him since. What can I do? I was just served papers today.
Submitted: 8 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 3 minutes by:
6/19/2010
Lawyer: NYLAWLADY, Attorney replied 8 years ago
NYLAWLADY
NYLAWLADY, Attorney
Category: Legal
Satisfied Customers: 814
Experience: 15 YEARS PRIVATE GENERAL PRACTICE CIVIL APPEALS, LITIGATION
Verified
When you defaulted on the payments, because he co-signed the loan he is personally liable and I' sure they went after him for payment, so he paid it and is now is well within his rights to recover the amount from you in court. Saying you would pick up the payments as soon as you can is not an answer.

Ask Your Own Legal Question
Customer reply replied 8 years ago
I know he has the right to get his money back I just want to know what I can do or should do about this because I don't have that kind of money just laying around and I cannot get a loan for that kind of money because I was trying to file bankruptcy and that fell through.
Customer reply replied 8 years ago
Relist: Incomplete answer.
Lawyer: NYLAWLADY, Attorney replied 8 years ago
You can ask to enter a payment plan, otherwise, he will get a judgment and if you declare bankruptcy, will join your list of creditors and be dealt with the trustee in bankruptcy, other than that when he gets the judgment he can enforce it against you and garnish your wages.

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask NYLAWLADY Your Own Question
NYLAWLADY
NYLAWLADY
NYLAWLADY, Attorney
Category: Legal
Satisfied Customers: 814
814 Satisfied Customers
Experience: 15 YEARS PRIVATE GENERAL PRACTICE CIVIL APPEALS, LITIGATION

NYLAWLADY is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,266 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
My son has bee out of work for awhile now and been late with
my son has bee out of work for awhile now and been late with his payments on a leased truck. We have helped him when we could but last night his truck was repossessed. His lease contract ended March 1… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
A private student loan that I cosigned for is in defalt dept
A private student loan that I cosigned for is in defalt dept collectors are calling me I was never even told the loan was behind is that legal for them to not contact me ? I've heard that the loan com… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,467 satisfied customers
A little complicated but I will do my best to explain. My
Second opinion] Hello, a little complicated but I will do my best to explain. … read more
Edward Young
Edward Young
Juris Doctor
573 satisfied customers
I have a boat on a property rented by my parents. I have asked
I have a boat on a property rented by my parents. I have asked to move it to a new location but because i need them to cosign on any rental contract i have not. They refuse to let me move it. Last yea… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,528 satisfied customers
My daughters boyfriend wanted to buy her an engagement ring.
My daughter's boyfriend wanted to buy her an engagement ring. He applied for credit through Diamonds Direct but was unable to obtain credit. I was able to obtain credit for him in my name to buy her t… read more
Marsha411JD
Marsha411JD
Doctoral Degree
20,654 satisfied customers
I cant believe they are doing this to me. Hi, Yesterday,
I cant believe they are doing this to me. Hi, Yesterday, the attorney for the trust sent me copies of documents he submitted to the court on behalf of the trustee for a hearing tomorrow. Can he do tha… read more
Ray
Ray
Lawyer
Doctoral Degree
33,811 satisfied customers
Yes, I have a question about filing a small claims court case.
Yes, I have a question about filing a small claims court case. I loaned a friend some money (4000), in which I live in missouri and he lives in texas, This amount was over 4 separate cases and totaled… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
38,294 satisfied customers
PS Source of funds in my offshore account legacy from late
PS Source of funds in my offshore account legacy from late uncle, who never touched foot in the UK.… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,185 satisfied customers
My father signed for a student loan for me. My uncle cosigned
My father signed for a student loan for me. My uncle cosigned the loan. Am I LEGALLY responsible for the loan?… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
in 2007 i paid a collection agentcy to settle a defaulted loan
in 2007 i paid a collection agentcy to settle a defaulted loan our son coulnt pay. now all these years later they are garnishing his wages and my name is XXXXX XXXXX the legal papers and all the numbe… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I have a court date with my uncle for a loan he cosigned for
I have a court date with my uncle for a loan he cosigned for me. What can I expect today??… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
My husband informed me that he wanted a divorce last night
My husband informed me that he wanted a divorce last night and while I was gone running errands today, he came home and packed his belongings and left without a note, a phone call, and I have no knowl… read more
Brandon M.
Brandon M.
Attorney at Law
Juris Doctorate
12,463 satisfied customers
a person i know refuses to on a loan he got, and is now is
a person i know refuses to on a loan he got, and is now is just ignoring the payments figuring that it the co-signer problem to pay it off… read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers
i cosigned a loan for a friend on a 2007 motorcycle 14,000.00
i cosigned a loan for a friend on a 2007 motorcycle 14,000.00 (big mistake) the dealer ship (in another state) said if my friend paid for one year and didnt miss any payments, he could refinance the r… read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers
I am suing an ex-boyfriend for money he owes me for a loan
I am suing an ex-boyfriend for money he owes me for a loan on dental work he had done a couple of years ago. I have the receipts and credit card statements showing I paid for the dental work. We had a… read more
MStrisik
MStrisik
Doctoral Degree
281 satisfied customers
i ws served my papers yesterday and i have the moeny to pay
i ws served my papers yesterday and i have the moeny to pay but how do i stop the forclosure… read more
Christy
Christy
Attorney
Doctoral Degree
294 satisfied customers
I have a younger brother who apparently has gotten into some
I have a younger brother who apparently has gotten into some sort of trouble. My mother was called by a so called private investigator from an area code of (204), saying that my brother has a civil ca… read more
Lady Themis
Lady Themis
Attorney
Doctoral Degree
65 satisfied customers
I have sold a vehicle and had a remaining balance of 785 ...
I have sold a vehicle and had a remaining balance of 785 dollars still owed at a bank I told the person that i would pay it off in thirty days and have the bank mail it to him within the allowed 45 da… read more
rvlaw
rvlaw
Judge
Juris Doctor
3,203 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x