Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

Is it against privacy laws for a homeowners association to…

Customer Question
Is it against privacy laws...
Is it against privacy laws for a homeowners association to ask for a copy of your homeowners insurance policy?
Submitted: 8 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 4 minutes by:
6/17/2010
Lawyer: Dave Kennett, Lawyer (JD) replied 8 years ago
Dave Kennett
Dave Kennett, Lawyer (JD)
Category: Legal
Satisfied Customers: 27,690
Experience: 25 years experience in general law, including real estate, criminal, traffic, and domestic relations
Verified

Dear JACUSTOMER - Assuming it is in the rules or bylaws of the HOA is would not be against any privacy laws. This type of request is insure that the various homeowners are adequately protected in case of some common disaster and that there is sufficient liability to protect adjacent homeowners. Asking for proof of insurance is common in many areas such as the state requiring auto insurance etc. It really has nothing to do with individual privacy rights.

 

Dave Kennett

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Dave Kennett Your Own Question
Dave Kennett
Dave Kennett
Dave Kennett, Lawyer (JD)
Category: Legal
Satisfied Customers: 27,690
27,690 Satisfied Customers
Experience: 25 years experience in general law, including real estate, criminal, traffic, and domestic relations

Dave Kennett is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,266 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
Here is my neighbors response to the demand letter you
Here is my neighbors response to the demand letter you suggested. Two issues, how should I respond. First, is my home owner's insurance policy didn't begin three days after the leak. Should I inform h… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,467 satisfied customers
I am an officer with a homeowners' road-maintenance
I am an officer with a homeowners' road-maintenance association. I've been told by insurance agents that we need liability insurance in addition to individual homeowners policies. That is, liability i… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,843 satisfied customers
what if you have a spouse that dies in a house fire that is
what if you have a spouse that dies in a house fire that is a total loss. does the personal liability pay anything on the death?… read more
Law Pro
Law Pro
Doctoral Degree
19,000 satisfied customers
Hello, we have another quick question for The Cove. Our insurance
Hello, we have another quick question for The Cove. Our insurance consultant has indicated they have several Association clients that provide exterior maintenance for their members. The Association in… read more
socrateaser
socrateaser
1,031 satisfied customers
I have the quest polybutelene water pipes in my townhome, which
I have the quest polybutelene water pipes in my townhome, which we own. However, the association that carries our homeowners insurance has been charging us double for our association fee than those wi… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,467 satisfied customers
Proposed Amendment to Bylaws Memorial Village Townhouse Asso
The undersigned, being individual Owners of Townhouses in the “Memorial Village Townhouse Maintenance Association, Inc.” do hereby request that the Proposed “Amendment to Declaration of Covenants, Con… read more
Richard - Bizlaw
Richard - Bizlaw
Juris Doctor
3,773 satisfied customers
We live in a subdivision in Lake County Illinois which has
We live in a subdivision in Lake County Illinois which has a pond in the common area. This winter teenagers have started to ice skate and play ice hockey on the pond when it freezes. Some of the child… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I provide adult foster care in my home for three women. I am
I provide adult foster care in my home for three women. I am renting my house, and the homeowner is concerned that I do not have the appropriate liability insurance. I have spoke to the director of th… read more
Daniel Solutions
Daniel Solutions
Doctoral Degree
5,212 satisfied customers
I have a signed contract to sell my coop however, the buyers
I have a signed contract to sell my coop however, the buyers bank will not approve a mortgage loan due to the fact that the building has only 2mil in insurance. They require the building have at least… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,766 satisfied customers
I live in a townhome in West Des Moines, Iowa that has an Association
I live in a townhome in West Des Moines, Iowa that has an Association that governs all homeowners by the Association bylaws. They've requested a copy of everyones insurance policy listing coverages fo… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
My builders builders risk insurance policy expired on June
My builder's builders risk insurance policy expired on June 16th. He will not renew it and told me that since he plans to complete the house by the end of July I should just get homeowners insurance. … read more
JBaxLaw
JBaxLaw
Attorney
Doctoral Degree
8,080 satisfied customers
In PA Single family home community, can teh homeowner association
In PA Single family home community, can teh homeowner association enact a rule saying "if teh hoeses are leased a copy of teh lease should be provided to the HOA board" ? Is t legal to intrude into te… read more
LawTalk
LawTalk
Attorney at Law
Juris Doctor
128 satisfied customers
Was this action a violation of HIPPA law I had an issue
Was this action a violation of HIPPA law? I had an issue regarding my dog - she was declared "dangerous" per City of Dover regulations due to a complaint that led to a law suit which was settled out o… read more
Counselor
Counselor
Doctoral Degree
630 satisfied customers
I want a straight answer please! No maybes or maybe nots.
I want a straight answer please! No maybe's or maybe not's. If I was assaulted my by sister without provocation on my mothers property, (in her yard) and suffered injuries to my face, head and neck, a… read more
GWarren Customer Advocate
GWarren Customer Advocate
Attorney, Consultant and Managing Member
Juris Doctor
355 satisfied customers
Can an associate of a utility company divulge information about
Can an associate of a utility company divulge information about another homeowner's utility payments to other people… read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
Questions Regarding Privacy Laws and Available Course(s) of Action
I was recently sued under the provisions of my Allstate homeowner policy. The claimant tried repetedely to gain detailed information regarding my policy...which I refused to provide. Upon reviewing th… read more
NewYorkLaw101
NewYorkLaw101
Senior Associate
Juris Doctor
439 satisfied customers
My car was stolen out of my driveway. I only had liability
My car was stolen out of my driveway. I only had liability insurance on it. Can I file a claim against my homeowners insurance?… read more
Dave Kennett
Dave Kennett
Lawyer (JD)
Doctoral Degree
27,690 satisfied customers
I am a Florida Licensed General Contractor. I wrote an ...
I am a Florida Licensed General Contractor. I wrote an estimate for hurricane damage for a homeowner, sent it to his Insurance Carrier, and he received over $70,000. I then had a contract with the hom… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x