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If a spouse has incurred debt during the marriage, and is considering…

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If a spouse has incurred...
If a spouse has incurred debt during the marriage, and is considering bankrucy, will both partner's credit be affected? All debts were withheld from the unwilling partner.
Submitted: 8 years ago.Category: Legal
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6/17/2010
Lawyer: Thomas McJD, Attorney replied 8 years ago
Thomas McJD
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The bankruptcy will report only to the filing person's credit report. If both spouses owe for the debt, however, only the filing person's obligation will be discharged. The other spouse would remain liable for joint debt and if that spouse failed to pay, it would report to that spouse's credit.

 

 

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Customer reply replied 8 years ago
Sorry, again, just in layman's terms, if the debts were incureed on one partners SS #'s, and the other partner knew nothing about it, nor are these accounts joint accounts with his information, declaring bankrucy would not affect his credit rating. Correct?
Lawyer: Thomas McJD, Attorney replied 8 years ago
Correct.
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