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Lady Themis
Lady Themis, Lawyer
Category: Legal
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Experience:  General practice experience in many areas of law
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I am selling a house. If my credit report has delinquent accounts

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I am selling a house. If my credit report has delinquent accounts on it. Will they take the money owed from my settlement
Submitted: 8 years ago.
Category: Legal
Expert:  Lady Themis replied 8 years ago.

Thank you for your question.


No. Only mortgages and liens associated with the home need to be paid off from the proceeds of the sale. Credit card debts are not liens on the home unless there has been a lawsuit and the creditor has secured a lien against your home. A title search on the property would indicate whether there are liens. If not, the only things that need to be paid off are mortgages.



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