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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 118200
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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Local plumber broke a Chinese statue. Plumbing company admits

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Local plumber broke a Chinese statue. Plumbing company admits liability. Plumbing company did not turn claim over to their insurance Farmers insurance. I found and filed a claim with Farmers. I found a like-kind statue from a Beijing vendor. Vendor wanted $8,500. No other like-kind found. Farmers said it was over priced but gave no evidence. Farmers wants to settle for $1,000. Farmers comparison statues were not comparable. Do I have any appeal rights & what is the statue of limitations on going a court.
You have a right to complete replacement value and you have the right to tell the insurer that it must provide you with proof that your replacement value is inaccurate after you provide them with proof of the value of the statute. The statute of limitations is 3 years to bring an action for the damages. You need to provide them with an appraisal of the statue and keep arguing with them. If they do not provide you with proof of where you can get the identical or comparable statue for less, then they will have to pay the cost and you may have to sue them for it.

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