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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 116818
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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If I break my apartment lease, will that ruin my credit by

Customer Question

If I break my apartment lease, will that ruin my credit by not paying the remaining months rent and/or any added fees?
Submitted: 8 years ago.
Category: Legal
Expert:  Law Educator, Esq. replied 8 years ago.
If the lease was not signed by the owner/representative, you may be able to argue the lease was invalid. The owner will likely sue you for damages in breaching the contract and your defense would be that the contract was not signed, but you need to read the contract carefully because many contracts contain clauses that state the contract is valid and binding once signed by the tenant, if this is the case you do not have a real defense. As far as your credit rating, if the landlord gets a judgment against you or files for collection, it could affect your credit rating, but if there is a dispute over the payment you have a right under the Fair Credit Reporting Act to dispute the debt in writing.

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Customer: replied 8 years ago.

I appreciate your information so quickly.

Expert:  Law Educator, Esq. replied 8 years ago.
Thank you and good luck.