Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

In the state of NJ can you return within 3 days a newly purchased car…

Customer Question
I just purchased a used...
I just purchased a used car from the Kia''s dealership. I already had a car which I was told because my credit was already low I could just return it to the bank. After thinking a day I don''t want to do that. This is the third day and I left the new car at the dealership. They are saying that you can''t return a car and there''s no 3 day grace period. Is that true?
Submitted: 10 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 7 minutes by:
5/15/2008
Lawyer: rvlaw, Lawyer (JD) replied 10 years ago
rvlaw
rvlaw, Lawyer (JD)
Category: Legal
Satisfied Customers: 8,387
Experience: NYC Trial Atty. 30 yrs.- pers. inj., contracts, real estate, criminal, estates, matrimonial.
Verified

Hi,

There is no 3 day right to cancel a car purchase in NJ. Sorry. Here is where NJ stands on cancellations:

http://blog.laborlawtalk.com/2006/12/05/new-jersey-buyers-remorse-laws/

Rich

rvlaw
rvlaw, Lawyer (JD)
Category: Legal
Satisfied Customers: 8,387
Experience: NYC Trial Atty. 30 yrs.- pers. inj., contracts, real estate, criminal, estates, matrimonial.
Verified
rvlaw and 87 other Legal Specialists are ready to help you
Ask your own question now
Customer reply replied 10 years ago
So, if I turn back to the bank my old car what consequences will I face? I just purchased a home can they place a judgement against me? Should I try to pay to settle with HSBC bank they say I owe 17,248.79 this new car is 21,922 what am I going to do?
Lawyer: rvlaw, Lawyer (JD) replied 10 years ago

I assume HSBC holds the loan on the old car and you owe 17K+.

Here's the problem If you return it....it is a voluntary repossession. It is unlikely that the bank will take it and give you a full release of your loan. Check the loan contract, but like with any repossession, the bank sells it at auction...they get less than 17K and can sue you for the deficiency, getting a judgment against you which is an automatic lien on your house, land etc. and can be collected against assets like bank accounts. Wish I had better news.

rich

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask rvlaw Your Own Question
rvlaw
rvlaw
rvlaw, Lawyer (JD)
Category: Legal
Satisfied Customers: 8,387
8,387 Satisfied Customers
Experience: NYC Trial Atty. 30 yrs.- pers. inj., contracts, real estate, criminal, estates, matrimonial.

rvlaw is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,657 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,408 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,066 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

300 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
Can I ask you a legal and financial question on leasing vs
Good afternoon can I ask you a legal and financial question on leasing vs purchasing a car?… read more
Ray
Ray
Lawyer
Doctoral Degree
33,391 satisfied customers
My question is I'm very un happy how the dealer did business
My question is I'm very un happy how the dealer did business with me and mislead me in the purchase and I clearly stated that I needed a Kia Optima hybrid Ex with the best MPG .. I asked the sales guy… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
13,326 satisfied customers
Is their a grace period from the time of signing a contract
Is their a grace period from the time of signing a contract to buy a car and saying you changed your mind? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
13,326 satisfied customers
If i purchase a car 24 hours ago and I do not want it, can i
if i purchase a car 24 hours ago and I do not want it, can i return it to the dealership and are they required to take the car? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
13,326 satisfied customers
My daughter just overpaid for a new car. Is there a grace
My daughter just overpaid for a new car. Is there a grace period in New Mexico so that she can annul the purchase? … read more
RobertJDFL
RobertJDFL
Attorney
Juris Doctorate
5 satisfied customers
I purchased a car spot delivery on 4/23. I have poor credit and was advised that they were
I purchased a car spot delivery on 4/23. I have poor credit and was advised that they were still looking to solidify a financing deal. I was asked to come back in on 4/25 to put more money down and re… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
I just purchased in RV here in Colorado on March 30th. We signed
I just purchased in RV here in Colorado on March 30th. We signed the paperwork at the close of the business day which was 5 to 530. My question is is there a grace period of which you're able to chang… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,766 satisfied customers
Fuller Ford-Kia 560 Auto Park Dr. Chula Vista, CA 91911 fax:
Fuller Ford-Kia 560 Auto Park Dr. Chula Vista, CA 91911 fax:(###) ###-#### Doug Fuller, President, *****@******.*** Marty Meador, GM(###) ###-####*****@******.*** Mario Lupinacci, Sales Mgr. *****@***… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I sold a 1999 Ford Taurus car to a private party in August
I sold a 1999 Ford Taurus car to a private party in August 2012 in Michigan. This private party ran a dealership, however car was sold to him personally as car was of low value. I accepted $400.00 cas… read more
Jack R.
Jack R.
Partner
Juris Doctor
6,136 satisfied customers
HOW DO I OBTAIN COPIES OF A DEALERSHIP PAPERWORK FOR A CAR
HOW DO I OBTAIN COPIES OF A DEALERSHIP PAPERWORK FOR A CAR THAT I AM PAYING ON BUT THE DEALERSHIP IS NO LONGER AVAILABLE???… read more
Joseph Scott
Joseph Scott
Attorney at Law
Doctoral Degree
171 satisfied customers
I recently financed a car while using my kia as a trade in
I recently financed a car while using my kia as a trade in for the deal. They offered 14.2 k for the full trade in on the kia. Everything is supposed to be payed off with the kia. The dealership has j… read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
153 satisfied customers
hello i purchased a car at a auto auction dealership its a
hello i purchased a car at a auto auction dealership its a small dealership and i gave $500.00 down payment. The contract stated I had 3 days to return the car if i was not satisfied, so i returned th… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,408 satisfied customers
I just purchased a car last week at a kia dealership, they
I just purchased a car last week at a kia dealership, they told me i was pre approved and let me take the car home i signed a bill of sale as well. they called me two days a go asking for the car back… read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
My son bought his first brand new car, drove off the lot and
My son bought his first brand new car, drove off the lot and was rear ended. The car has a total of 18 miles on it! Do we have any recourse in the state of Ohio to demand a total replacement vehicle? … read more
legaleagle
legaleagle
Attorney
Doctoral Degree
7,047 satisfied customers
Can I back out on a car purchase before taking delivery or
Can I back out on a car purchase before taking delivery or signing title application Payment has been made by wire. the car is a used car and the sales agreement is made out to Dallas W and Trudy R Jo… read more
Sam
Sam
Attorney
Doctoral Degree
10,701 satisfied customers
i was car shopping on saturday, and signed a contract to buy
i was car shopping on saturday, and signed a contract to buy a kia. i was told i could not drive it away, unless i had full coverage insurance. so, on monday, i went to another car lot, called the dea… read more
Lawgirl
Lawgirl
Founder
Doctoral Degree
4,606 satisfied customers
In the state of NJ can you return within 3 days a newly purchased car
I just purchased a used car from the Kia''s dealership. I already had a car which I was told because my credit was already low I could just return it to the bank. After thinking a day I don''t want to… read more
J D Haas
J D Haas
Trial Lawyer
Doctoral Degree
2,998 satisfied customers
I purchased a used car in the state of New York ...
I purchased a used car in the state of New York from a used car dealership Wednesday, I was unhappy with the car and when I reviewed the paper work I was dissatisfied with the price of the car because… read more
NOT LEGAL ADVICE!
NOT LEGAL ADVICE!
1,470 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x