Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal

I hired a guy to paint the inside of my home. He fell off ...

Customer Question
I hired a guy to...
I hired a guy to paint the inside of my home. He fell off the ladder and has broken his wrist and pelvic. He has no insurance. I did not know that he was on the ladder, I was outside with my grand kids when I heard the fall. I have contacted my homeowners Insurance company to inform them of the accident. Can he sue me if the insurance company does not pay for his medical?
Submitted: 9 years ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 27 minutes by:
2/1/2008
Lawyer: Dave Kennett, Lawyer (JD) replied 9 years ago
Dave Kennett
Dave Kennett, Lawyer (JD)
Category: Legal
Satisfied Customers: 27,690
Experience: 25 years experience in general law, including real estate, criminal, traffic, and domestic relations
Verified

DearCustomer- Assuming this person was not your employee and was hired as an independent contractor then I can't see that there is any negligence on your part and you would not be responsible to have workers comp insurance. Based on the facts he was simply performing his usual work as a painter and had an accident.

Your homeowner insurance may pick up the tab depending on its terms of coverage. If he would sue you your homeowners insurance would certainly provide a legal defense pursuant to the liability coverage. Based on what you have said I really don't think you will have to be personally liable in this.

David Kennett - JD - Attorney at Law

Ask Your Own Legal Question
Ask Dave Kennett Your Own Question
Dave Kennett
Dave Kennett
Dave Kennett, Lawyer (JD)
Category: Legal
Satisfied Customers: 27,690
27,690 Satisfied Customers
Experience: 25 years experience in general law, including real estate, criminal, traffic, and domestic relations

Dave Kennett is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I have both a homeowners insurance policy that covers damage
I have both a homeowners insurance policy that covers damage to our home with a $1000.00 deductible and a home warranty policy with a $1000.00 maximum for plumbing incidents. We had a slab leak (plumb… read more
Michael Bradley
Michael Bradley
JD
1,193 satisfied customers
I'm not employee, I got MEDICAL KAISER INSURANCE FROM MY
I'm not employee, I got MEDICAL KAISER INSURANCE FROM MY ROOMATE-Boyfriend, we are not married but living together. Can I apply for MEDICAL or no and why.… read more
Ray
Ray
Lawyer
Doctoral Degree
30,914 satisfied customers
My insurance company and insurance defense attorney settled
My insurance company and insurance defense attorney settled a lawsuit against me. My understanding was that insurance company pays defense attorney and controls litigation, and defense attorney protec… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,093 satisfied customers
Can I suspend my auto insurance on a car I will not be using
Can I suspend my auto insurance on a car I will not be using for a couple of months and is stored in my garage? Will my homeowners insurance cover damages while it is stored in my garage?… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
I'm from Guam, Insurance Underwriter of Century Insurance.
I'm from Guam, Insurance Underwriter of Century Insurance. Our Question is, Does Hawaii Insurance Statute mandates the carrier or the agent insuring the risk in Hawaii be licensed by the State of Hawa… read more
N Cal Atty
N Cal Atty
Doctoral Degree
59 satisfied customers
We had to file a homeowners insurance claim due to a large
Hi, we had to file a homeowners insurance claim due to a large loss from an overflow from the bathroom upstairs. Everything in our basement was wet, and the cleaning company took all garments. We rece… read more
Bill Attorney
Bill Attorney
law
1,616 satisfied customers
This is an Insurance law Question. An insurer appointed a
This is an Insurance law Question. An insurer appointed a law firm to represent the insured. The Attorney claims he is representing both the Insurer and the Insured. … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
Had to file homeowner insurance claim. It was a total
Had to file homeowner insurance claim. It was a total nightmare. Took the insurance company 4 months to get my flooring put back in which company they used did a lousy job. Now the flooring company wa… read more
Damien Bosco
Damien Bosco
3,395 satisfied customers
In 2009 we changed homeowner insurance companies when we
In 2009 we changed homeowner insurance companies when we moved into a new house. In 2013 we received a refund check we assumed was for our policy we no longer had with them, then six months later we r… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
Have an issue with claim n homeowners insurance, Illinois,
Have an issue with claim n homeowners insurance JA: What state are you in? It matters because laws vary by location. Customer: Illinois JA: Has anything been filed or reported? Customer: Claim filed a… read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
18,406 satisfied customers
Question; my homeowners insurance paid us prior to work
Hi there. Question; my homeowners insurance paid us prior to work being done. If the cost is less than amount they sent, do I have to pay Safeco the balance back? … read more
Expert James
Expert James
Doctoral Degree
11,721 satisfied customers
I may be sued for unpaid homeowners insurance after the
I may be sued for unpaid homeowners insurance after the forclosure. I am an independent contrator but I have a small corporation to pay me and three other IC's. Can they garnish the corporation? … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
I have a question about homeowners insurance, California,
I bought this home when I was single living in Georgia and have been with the same homeowners insurance co. When I got married, my insurance co. put my husband on the policy. He's never lived in the house, paid anything such as taxes and insurance and repairs. How can I take him off my policy.… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
My homeowners insurance co increased my premium from 1186.00
My homeowners insurance co increased my premium from 1186.00 to 6900.00 March of 1916. I received no notice of this increase before March of 1917. Too late to cancel that policy. I had called and the … read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
My house was broken into and my homeowners insurance do want
My house was broken into and my homeowners insurance do want to be responsible for replacing my stuff … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
7,440 satisfied customers
A homeowner's insurance claim was filed with a popular
A homeowner's insurance claim was filed with a popular insurance company. The claim was for a freeze busted pipe. Many books were lost due to water damage (over 450+ books). The insurance company want… read more
Asad Rahman
Asad Rahman
Attorney
J.D.
2,304 satisfied customers
Re: Homeowners insurance policy When writing the report for
re: Homeowners insurance policyWhen writing the report for lost personal property, a question came up:One of the items lost was a C3948A HP Lasejet 3100 Multifunction Unit, fax, Printer, ScannerThe lo… read more
Ray
Ray
Lawyer
Doctoral Degree
30,914 satisfied customers
My homeowner's insurance cancelled my policy last Friday in
My homeowner's insurance cancelled my policy last Friday in NC. The reason given was that they said had a discarded car at the top of my driveway. I am carrying insurance WITH THEM on this 1995 Mazda.… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x