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Good evening. I certainly understand the situation and your concern. The lease which you and the landlord signed, is going to control. By that, I mean whatever is in writing is what would govern the parties and require from them. In this case, if the lease agreement states that utilities is NOT included or does not mention it, it is something you would be responsible for, as the tenant. The landlord could not just demand $100 for utilities and you would need to set them up and place them in your name and/or see the bill and what for your use of them.
If the landlord told you that the home would be partially furnished and the lease said it would not be, you needed to question the landlord before signing.
No, she can not. It would have needed to be asked for as a condition to the lease and collected when the first months rent was paid OR require it in the lease. If nothing was stated in the lease about it, you would not have to provide it now. Just like she is going to rely on the lease, you can also and say it is not stated there and she never asked for it or said it was needed.
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