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What is the bank selling the home for? How much can you afford?
Thank you for the reply. You can speak with the bank, if they own it at this time and make them an offer that reflects the market value of it. The issue which you may face is the ability to obtain a loan from a bank / a mortgage. Even if they were to accept your offer of $30,000 and you put $10,000 down, you need to get a mortgage for the other$20,000 and I am not sure if that would happen with your SS, so you need to speak with a mortgage broker first and see what you qualify for.
I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!