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I do understand. She has a legal obligation to pay you rent. The fact that she lost her job and is unable to work, is not a basis to withhold and fail to pay you the rent which you are entitled to, as a result of her occupancy. It is at your discretion to work with her and believe she will get you the rent and any late fees or you can proceed and give her a notice to cure or vacate and then proceed with eviction. I hate to say it but "thinking" about applying for SS and doing it are two different things and it could take time for her to get it, leaving you months without being paid the rent.
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I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!