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Lucy, Esq.
Lucy, Esq., Attorney
Category: Landlord-Tenant
Satisfied Customers: 30158
Experience:  Attorney
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Is the Apartment complex I live in in Bergen County NJ allowed

Customer Question

Is the Apartment complex I live in in Bergen County NJ allowed to make me carry renters insurance and list them as an interested party on the policy. Also can they deny me lease renewal if I choose not to get insurance
Submitted: 2 years ago.
Category: Landlord-Tenant
Expert:  Lucy, Esq. replied 2 years ago.

My name is ***** ***** I'd be happy to answer your questions today.
A landlord cannot require a tenant to get renter's insurance in the middle of the lease period, unless the original lease provided for it. They unfortunately CAN have renter's insurance as a requirement of a new or renewed lease, because they're allowed to choose not to renew a lease for any reason.
The only exception would be if you're in one of the parts of Bergen County that has rent controls. If your town says that a landlord needs just cause to evict a tenant, they'd need a permitted reason not to renew your lease. It's unlikely that failure to get renter's insurance would be considered just cause (but check with your city).
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