How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ronan Your Own Question
Ronan, Solicitor
Category: Republic of Ireland Law
Satisfied Customers: 2245
Experience:  B. Corp Law, Ll.B. Dip Comm Prop. In general practice for more then 6 years
Type Your Republic of Ireland Law Question Here...
Ronan is online now
A new question is answered every 9 seconds

Car insurance/disclosure question moving from uk to ireland

Customer Question

Car insurance/disclosure question
moving from uk to ireland and will soon require an irish car insurance policy. It appears with some insurers I can carry over my NCB earned in the UK
However do I legally need to disclose claims against my policy in the UK to insurers in Ireland thus driving up cost of insurance ?
or is disclosure unnecessary given the incidents do not relate to driving record in ireland and the fact that ( I presume) irish insurers would be unable to reference these UK based claims in the event of an accident thus making my insurance still valid ?
Submitted: 1 year ago.
Category: Republic of Ireland Law
Expert:  Ronan replied 1 year ago.
You have a duty of utmost good faith meaning you most disclose all material facts likely to affect your insurance. Your logic does not stand up, I am afraid and if the Irish insurance company became aware of these undisclosed claims they would not honour the policy